Auto and Car Insurance

auto insurance?

which auto insurance should i get for my 2005 chrysler sebring? i have farmers but its so freaking expensive! i pay 200 dollras every month and i know theres people who pay less i wanna know which insurance would be cheaper? but i want full coverage and everything.

Public Comments

1. Call around to different companies. I have farmers too, tho I am very happy with them *so far*. It helps that my agent is a very good person and has known and insured our familys vehicles for years now. 200/month for an 05 with full coverage isnt bad if your under 25. (may be different where you live) Mostly depends on your age and driving record. Im 22 and have a 95 Camaro with a speeding ticket and I pay $50/month for liability. The ticket will be off in about 2 more months and it'll go down to about $25 or 30. (ticket was 92mph in a 65. So I cant say thats too bad.) Try calling a few other companys and tell them what your paying and ask them if they can work a better deal with you. Some will give you a discount just to get your business.
2. The best thing to do is to check all companies in your area by getting a online insurance quote. This will check all the companies in 5 mins, and save you tons of time. It will bring you bakc the best prices to compare. Get one at http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html Hope that helps, and you should be able to get a better price then $200 per month
3. There are many car insurance companies that offering cheap car insurance, you can find them through searching on the net. Go for an online shopping and collect some quotations through their websites. You can try to visit this site as your reference for cheap car insurance companies http://www.nightbirdssolutions.com collect quotations from here and selec the best one that fits for your car make.
4. Here is a good list of alternatives including Country Companies. http://www.farmersinsurancegroupsucks.com/alternatives.htm Smart of you to drop Farmers Insurance. Consumer Reports rated Farmers Insurance worst, BBB gave them an F rating and JD Powers gave them their worst ratings.
5. No doubt the easiest way to get insurance quotes is on the web. Why would you waste your time on the phone calling around? the last time i needed quotes on insurance i used one of these comparison sites and it was great. this is the site i used and it was quick like less than 5 mins. The last thing I want to do is listen to elevator music while waiting for a salesman. Anyway I got good quotes and ended up saving money so I was happy. So shop around and compare quotes which is easy on the net. Good starting point is at this site. http://insurance.deal4-you.com Good luck.