Auto and Car Insurance

What does "Notice in Writing" means ??

I want to cancel my auto insurance policy. Does calling my insurance company on the phone to request canceling my policy counts as "writing in notice" ? Or do I have to write a letter and send it by mail to my insurance company stating that I want to cancel my policy ? My company is Esurance.com They have an 800 # and email contact. Esurance.com websites states: "If you need to cancel your Esurance policy, we hate to lose you as a customer, but please call us at 1-800-ESURANCE (1-800-378-7262). " Do I call to speak to a representative, email them or write the letter and send it by mail ? Thank you

Public Comments

1. They want you to send them a letter, so that they have evidence that you actually wanted to cancel the policy. Typical wording: "Please cancel policy #xxxxx effective 12:01 AM April 15, and refund any unearned premium."
2. call them,but still write in saying you wish to cancel,and keep a record of this for future,also take the persons name on the phone and note the time and date you called,dont rely on emails or calls alone
3. Yes you have to write a letter and tell them you want to cancel they need it in writing
4. It means they need it in writing to cancel the policy
5. In writing is on paper. Send it by snail mail or fax. Phone could be misinterpretted with possibly no record and e-mail is way too easy to forge.
6. Most insurance companies want a standard signed cancellation request form but it can be done typed or handwritten too. If there is no fax or mailing address, you will need to call them to get that information: Put on the top of the letter: Company name & address. The date you are writing the letter. Re: Policy holder's name and address Policy # & effective dates To Whom it May Concern: Please cancel my above noted auto policy effective _______ at 12:01 am because I (reason for cancellation - got coverage elsewhere, sold car, moved out of state, etc). Thank you. Sincerely, (your signature) / (spouse's signature) Your Name / Spouse's Name If there is more than one named insured (such as your spouse), you BOTH must sign this letter. Then fax or mail it to them. Keep a copy for your records.
7. yes you will need to send a written request as mentioned above. they probably want you to call them first so that they can try to conserve your business but will require you to send a written request signed and dated indicating that you want to cancel before they will do anything.
8. Duh it means what it says, they want the notice to cancel in writing. plain and simple