Auto and Car Insurance

Which auto insurance is the best?

Geico, Progressive, Allstate, or Esurance. -26 years old, 1 no fault accident 4 years ago.

Public Comments

1. Progressive is the cheapest.
2. Best is the one that meets all of your needs and is reasonable in price. To find out which policy that is, contact an independent agent, give him your information, and let him search his data base to find what is best for you.
3. The one that is paid for and in force when you have a claim. You will find people who will sing the praises of each company and you will find people who say each company is bad. Every person's claim experience is different. So, pick the one that seems like it will meet your needs best.
4. There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators! Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps!
5. I have Geico, I love it and they gave me the best rate.