When I turned 25 everyone told me congrats that my car insurance rate would drop. I never heard of this. I asked around and some people said that that is not ALWAYS true. Is it? I use Esurance Auto Insurance. Do i need to call to get the discount. Is there even a discount. Do insurance companys automatically do it? Hmm. I have a perfect driving record, no accident history. ESurance has worked out great for me the last few years, I am not asking for that kind of advice. Thank You.