I've had esurance for almost a yr. now and my parents are giving me a hard time about having a "small out of state company" auto inurance and is telling me to switch to 21st century...BECAUSE its better? However i'm saving myself $200 even though i would have the same "ideal" coverage for my car. What do you guys think? Should i switch because 21st is well known? My parents have never heard of Esurance even though i've seen it so many times on the tv adds. P.S. I'm paying for my own auto insurance...just wanted to get some suggestions.