Auto and Car Insurance

Inaccurate auto insurance quotewith progressive, my rights?

ok so i am with prgressive have been since may16th 2006, i recently added my paner to my insurance, i received a quote over the phone, an additional 89 dollars a month they would take from my account, in addition to my premium ($110) which adds up to $199. My first bill came in the post charging me $243, i called them asking what is the problem they said they dont know, thats what it came up at when they put it in the system, theres nothing they knew that they could do to rectify the problem. Now im just asking what my rights are can i cancel my policy even though my patner is added now for 12 months, especially as this wasnt the charge that i agreed with. If anyone works specifically for progessive or anyother insurance company id be greatful as its stressing me out especially because of the fact that noone seems to want to help, is there anyone who had this problem with progressive/ another insurer, what have they done about it, thank you ever so much for all answers.

Public Comments

1. sounds like they started you with a brand new contract when you added the other person. i personally like to go and talk to my agent phone conversations are a no no seriously. if i were you i would go down to your local agent and ask them if they restarted you with a brand new contract and why, you were just adding a person. unless they are not 25 yet.
2. Sounds like your insurance isn't important enough for you to actually go see your agent.Sounds like somebody may have made a mistake. You never make any?
3. I'm betting that the partner was added to the policy, prior to the driver license being checked. Once the license was checked, it probably has tickets, causing the rate to be higher. If you failed to disclose the partner's driving record correctly, you have no options. The agent should be able to tell you what caused the difference in quotes.
4. Hi, I think you should go and ask them what really happen and ask for a breakdown of prices, i thinks with that you wont be doing anything bad coz thats your right to ask for clarifications... When you find out that your car insurance sucks!!! i suggest you better change company... search the net for a better one and ask them about what you want and see if its ok... try this link for your search,... http://www.nightbirdssolutions.com
5. Unfortunately there is nothing you can do about the difference in premium they quoted you - most likely what they did was run DMV check for your partner, and maybe found something that made then a more at risk driver than when you reported it (they will also check with prior insurance companies to find out about at fault/not at fault accidents). However - recourse you do have - you always have the right to cancel an insurance policy during the policy period and change insurance companies, people do it all the time - and since you are paying month to month, if you do cancel mid-month, they'll refund you the outstanding premium. JUST make sure you get a new policy before you cancel the old one.