I have Kansas Progressive Auto insurance. Will my insurance drop when I turn 25? And if so approx how much?
Any answers pertaining to age 25 &/or the state of KS is helpful. I can't find anything on Progressive relating to age & insurance rates. Thanks.
Public Comments
- i had progressive around that time. i'm 27 now and in fl. my rates dropped about $3 a payment. no major accidents or tickets. maybe a fender bender. i think most insurance companies are like that.
- Yes, it's going to drop. I just turned 25 and my insurance dropped $34 monthly. With only one minor accident in my record and no tickets. Call your insurance agent and they should be able to tell you how much you are going to save, as long as you keep the same driving record you have now.
- It will drop not on your birthday but on the renewal after your birthday - can't say how much, as I don't know where you live, your driving record or year, make & model of car. I would now shop your insurance with other companies though and use an independent insurance broker - they'll shop for you!
- The way Progressive does their rating, there is no way to know. They use over 100 factors that go into the rate (known in the industry as comparative rating & they were the first to do it). Age is only one piece of the rate. The others (major ones there are tons of small ones) are the car, credit score, driving record, other drivers in your household, etc. When you turn 25, if you get a mark on your credit score or driving record, your premium may go up. Also, it is possible that it will stay the same. Like I said, there is really no way to know. If you are curious, if you have an agent, you can ask them to quote you when you turn 25. What they will have to do is "quote driver change" and change your date of birth & quote it. They will just have to "discard" the quote when they are done. You'll want to research this some more.... http://insurance.123thebest.info/ Have a nice day.
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