Auto and Car Insurance

Auto Insurance?

My vehicle, while parked, was hit by a neighbor's car. The insurance company found them to 100% at fault. They have a $500 deductible - will they have to pay $500 towards my vehicle's repairs, or is it completely paid by liability insurance? Just curious, because I think these people are going to flip out when they see the body shop bill!

Public Comments

1. they have to pay the deductible
2. they pay b/c that is what a deductible is.
3. NO--they will not be paying a deductible-- Since there vehicle hit yours and they have already admitted fault-the claim will be payed from the property damage portion of their auto policy, no deductible will be collected the company will pay 100% of the damage.
4. On a personal auto policy, the deductible only applies to the damage to your own car, not someone else's. They'll have to pay the deductible to fix any damage to THEIR car, but not to fix any damage to YOUR car.
5. The deductable only applies to damage to THEIR car. Their property damage coverage will pay for 100% of the bill. I would send the bill directly to the insurance carrier to avoid the confrontation with the neighbor. Good Luck
6. To you, the entire amount will be paid by the insurance company of your neighbour..But your neighbour will pay $500 to his insurance as deductible.. http://www.healthinsuranceace.com
7. they will pay no dectubile,,, because they hit you , and admitted fault ,,, if your car is paid for the ins. company can make the check payable to you.. did you get the estimate your self. or through there ins. company...