Auto and Car Insurance

Car Insurance?

I'm 21 and needless to say full coverage insurance on a male is ridiculous. Allstate want to charge me $450 for coverage on a Sentra!!! I know it's based on stats with young male drivers being in more accidents or speeding or whatever, but I also know different things like being married helps bring it down. I own my own small business and wondering if anyone knew if that would bring down my insurance. The reason for me asking is because when I rent a car at Enterprise there is an extra premium for renters under 25(like a male's insurance dropping at the age of 25), but since I have my own business they allow me to rent it at regular price. Perhaps owning a business shows more responsibility like being married does and lower insurance rates. *Side notes -The car wouldn't be "business" car its still a personal car(but I mainly need it to go to work and school with a little business travel) -I have been driving for 6yrs without any accidents, tickets, and continuously insured. $450/month is more than the car note!!

Public Comments

1. You are complaining about paying $450 for full coverage! Get a grip. That is dirt cheap. Anyway, consider increasing your deductibles on the Comp and Collision.
2. Just shop around for some quotes. Almost every friend I have that has shopped around for lower rates has gone with Progressive. I'm 24, have full coverage on a Camry and have a few tickets and mine is under $200 a month. They also have excellent claims service!
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