Auto and Car Insurance

Car Insurance?

Ok so my Car Insurance is due 9th Feb, ive had my quote through from Direct Line and I wanna stick with them... Thing is though, Im waiting to start receving incapacity benefit as i am really unwell and unable to work at the minute..so i cant afford it until my benefit starts coming through My car is taxed until June My question is, can i cancel my insurance and keep the car parked outside my house, but obviosuly not drive it, until i can get the insurance OR do I have to inform DVLA and declare my car as off the road?? Many thanks! xxx

Public Comments

  1. You have to declare it off road. And park it off the road as well. OK, so SORN is only for tax, you're right. However, it is illegal to have an uninsured vehicle on the public highway.
  2. You will have to SORN the vehicle.
  3. I'd call the dmv, different states have different laws
  4. you will have to take it off road and do a "sorn" thats life im affraid..........
  5. SORN is just for tax, you can cancel your insurance as long as your car is taxed then there shouldnt be any problems, just make sure that you dont drive until you are insured.
  6. If your not going to drive it,you can cancel the insurance until you can. It's Ok to keep your car parked outside your house until your tax runs out,thats nothing to do with insurance,you don't need to tell the DVLA . If your tax runs out and you can't afford to tax the car,thats when you tell the DVLA.
  7. You didn't say if your car is on or off the road in front of your house ,If your car is on the road, even though you don't intend to drive it it must be insured. You might get away with it as people, traffic wardens and the police and nosey folk checking only look for the tax disc, BUT if anyone damages your car by accident or intent I'm afraid your up the river without any paddles, and will have to fork out the full cost yourself and there is always the possibility you might have to pay more out in fines, the choice is yours I'm afraid, but I hope something happens so you can keep your car going it's a terrible loss losing the use of a car if you are used to having one.But good luck I hope your health improves soon.
  8. There is a lot of useful and intresting information here to help answer your quetion.http://car-insurance.online-tips.info/nyc-cheap-car-insurance.html
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