Auto and Car Insurance

Can your Auto insurance go up 2years after accident?

I have Allstate Insurance; I have been driving since I was 16. A few weeks after I got insured by Allstate I got into a roll over and totaled my 2000 Explorer with 3 of my friends one 16, one 18 and one 15 and including myself. I Didn?t hit someone or anything and I could have them billed for the towing but I paid for it myself and ?my mom got another truck for me because I didn?t want my insurance going up. Because I only been insured with them for only a few weeks. So they didn?t pay for anything. I called them up just to let them know. And the lady said well my insurance wouldn?t be going up or anything because they didn?t have to anything. I filled out all the police report papers and paid for all of my tickets...which was 6 tickets(driving without a license, Speeding, Not Yielding, Endangerment of a child because my friend 15 years old sister was with us, failure to keep right, and reckless driving)..I only had my permit that?s why I got the driving without a license. But anyway Everything was all good until about 2-3months I renewed my Allstate insurance and I was shocked that it went up after the accident I had 2 years ago. Why is that?

Public Comments

1. They probably hadn't checked your driving record until this renewal. Tickets on your driving record will cause your rates to go up, they show that you are more of a risk to insure. Most of the time tickets can only be held against you for three years though, so if the accident and tickets were two years ago then you will have higher rates for about a year, at which point your rates should go back down.
2. DId it go up because of the accident or just because there was a rate increase in your area? I've bookmarked this site to go back to... http://insurance.123thebest.info/ All the best to you.