Auto and Car Insurance

Car insurance?

okay i just got my license. and my friend and i want to go places..my friend is only physicaly able to ride in her grandmas van cause my friend is in a wheel chair like all the time like in the car she stays in it. but anyways i was wondering if i could drive her van. like her grandma said its okay but my parents say that if i would get in a car crash or something i can be sewed for my name not being on the insurance for the van. is this true? my friends grannie said that she called and talked to the insurance ppl and it was no problem. but can i get sewed?

Public Comments

1. first of all, it's sued,not sewed. Second, most insurance is on the car, not the driver. As long as the car is insured, you are licensed to drive and have the permission of the owner/insurer to drive it, the insurance should cover any accident. Finally, yes you can be sued for ANY accident you cause regardless of insurance. Insurance doesn't protect you from getting sued, it just pays for the lawsuit up to the amount of the coverage.
2. If you have a valid license and have permission to drive an insured Vehicle, you will be covered. Any lawsuit will be defended by Grandmas insurance company. You will be covered. Thanks for doing a good deed. Tip: Please don't start a question with "okay" and avoid the word "like"
3. I'm guessing they thought you would be sued for not having insurance? Do you have your own insurance? Like are you on your parents' policy? Because as long as you have your own insurance, then you can drive other peoples car and are still covered. So no, you wouldn't get sued.