Auto and Car Insurance - car insurance?

car insurance?

My friend has a car and she has no insurance on it. Does she mean she is not insured to drive the car and if so can someone who has car insurance drive her car? The car is taxed and the person who wanted to drive it is covered with full comp

Public Comments

Not only can she not drive it, but it cant be even left on a road.....someone else can drive it, providing they are covered, but usually that driver will only covered for third party not fully comprehensive.
Yes thats true unfortunatley she herself cannot drive the car until she is insured. But if someone is fully comp then they may drive the car for her.
If the car is not insured, nobody can legally drive it,even on their own insurance.
No the car it self needs to be insured now a days so you cant use your insurance now have a look at the small print
she cannot drive the car till shes insured and im almost positive the car has to be insured by who ever owns it before someone else can drive it if that makes sense dont think it matters being fully comp car still needs to be insured by who ever owns it
If the uninsured car is left on the public highway it can be seized and crushed by the police. Your friend should have fire & theft insurance as a basic minimum if the car is not driven, or on a public highway she will need third party cover too.
Unfortunately nobody can drive the car, in order for someone with fully comp insurance to drive it it must be insured by the owner, this will be written in the t's and c's of the fully comp persons insurance policy. I would recommend either getting the car of the road or getting it insured because if a police car with an anpr system drives past and it picks up the car it will flash as no insurance and they may sieze it.
The insurance follows the vehicle not the driver. If the car is uninsured, but YOU have insurance, that does not necessarily mean there would be coverage on your policy if you were in an accident. It all depends on if the driver lives w/ the owner, how often they drive the car, and why they were driving the car, to determine if the car would qualify for coverage under the conditions of the policy. you will need to check with your agent for a more accurate answer.
First off, no, your friend can not drive the car since she is the owner of the vehicle, it wouldn't be covered under the "other vehicle" clause. As far as someone else being able to drive it, then they would need to talk with their insurance agent and find out if there insurance allows them to transfer it to a temporary use vehicle. Also, that will tell you whether the comp and collision will be transferred too. It must be a TEMPORARY use though. Talk to the agent
In most states you have to sign when you get or renew the tags for your car, that the car is insured. I personally wouldn't want to drive a car that didn't have insurance there's too many risks. First if you wreck it there's no physical coverage on the car and your liability won't pay to have the car fixed. Also depending on the state there's a number of legal issues to be concerned about: 1) If caught her license will be suspended. 2) Car could be impounded. 3) Person driving a car without insurance can also be ticketed or license suspended. I assume that she doesn't have insurance because she feels that she can't afford it. As her friend you need to let her know that if she does get caught most likely her state will make her do a SR22 filing to keep her license, which is usually only offered by high risk companies. Other words if she thinks that she can afford it now she really won't be afford it through a high risk company. Following is a site that your friend can use that will help her find a rate that is affordable. It's free to use and there's no obligation. http://www.InsuranceEasy.org
She can't drive it As for her friend with fully comp, have them to read the small print on their own documents. But I don't think it's legal as the car itself is not insured.
No she can't drive it. Somebody with fully comp including any car might be able to drive it, but you need to check as some insurances require the car to have at least RTA cover first. Also if you can drive it, you can't park it on the road and go shopping, the cover is only for driving.