Auto and Car Insurance

Does anybody have operators insurance as opposed to auto insurance?

I dont have a vehicle but i need to be insured as a driver. I cant find any auto insurance places that allow this. I have tried Allstate, Progressive, Geico....the only one that will do it is the General. Do you know of any others? I wuold atleast like to know if I have more options b4 i sign onto the General.

Public Comments

1. Progressive will do a named nonowner policy (what you call an operator policy) as long as you do not have a car that is available for your regular use or any car in your household. So, you can only get this if you live alone or none of the people in your house have a car. This is because there is an exclusion in the auto policy that states it will NOT cover a vehicle furnished or available for your regular use. If there is a car in your household (means it is available unless you are expressly forbidden to ever drive it - even in an emergency), the nonowner policy is worthless. If this is the case, to be properly insured, you need to be added as a driver to the insurance of the vehicle owner.
2. ummm I drive people crazy.. good luck mel sorry I could not help..