Auto and Car Insurance

How much did using my SSN to get a car insurance quote hurt my credit?

Public Comments

  1. Only a few points for the inquire. Insurance rates are now partially based on our credit scores.
  2. It didn't, getting a quote will not change it at all.
  3. Car insurance companies look at your credit report because they think that credit relates to whether you will file a claim. Your credit score is hurt by your credit report being viewed in connection with applications because persons who apply for credit more tend to be worse credit risks. The computer is not smart enough to distinguish between applications for credit and applications for insurance.
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