Auto and Car Insurance

which make and model of car/SUV is the cheapest on auto insurance?

I need a new car, but I don't want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?

Public Comments

1. Pretty difficult to tell. It's mostly how liable it is to be stolen, which varies by state, and how prone to damage it is in an accident. One source states that higher rates prevail for high performance and sports cars and will soon be for SUVs. this website http://insurance.freeadvice.com/quote_center/auto/ will give you a quote on any vehicle.
2. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators! Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps!
3. Be careful because each time you get a "quote" from a place, to get the most accurate numbers they run your credit. I wouldn't want those soft inquiries on my credit.