Auto and Car Insurance

What car insurance should I get?

I am about to purchase a 1997 Volvo 850R sedan from a private individual. I am in Indiana. I have never had my own car insurance, always being on my mom's plan while in high school and college. Now that I have to set up my own plan, I have received quotes from Progressive, Esurance, Nationwide, and a few others, and everything looks and sounds pretty much the same to me. My mom has given me advice on what kind of plan to get, but I was wondering, is there a good or specific insurance company for someone like me? A male under 25 with a clean driving record and no tickets or violations? Does anyone have any good advice or horror stories from any specific car insurance company? What has worked best with you and your plan? I would like to get the insurance lined up by Tuesday or Wednesday, so any advice on where and how to go about it would be greatly appreciated.

Public Comments

1. When I shopped around for my insurance, I got the best rate from Unitrin Direct. They gave me the best price and its very easy to make ur payment online. Good luck!
2. allstates
3. One point to remember: your rates are based on what group you fall into. Single males under age 25 pay the highest premiums because that group has the highest risk. Keep your clean driving record with no tickets or violations - that will keep your premiums steady. Go for a reputable firm (Allstate, State Farm, Geico, etc) and avoid the "Billy Bob Insurance and Lawn Care" firms, even if their rates are lower. You get what you pay for. Unfortunately you fall into a high premium group, so VERY important to keep a clean driving record. If you start getting tickets and having accidents your rates will go SKY HIGH, considering you can get insurance at all. And when you turn 26, call your insurance company and have your rates recalculated.