Auto and Car Insurance

Our California home sustained property damage from a car collision driven by an uninsured, unlicensed driver.?

The registered owner of the car is now reporting the vehicle as stolen, however the driver involved in the accident is a friend of the owner, was partying with the owner on the evening of the accident, and the DA is not pressing charges for an auto theft because the two parties knew each other and the car was not taken under force. The registered owner's insurance company is denying our claim for our property damage. What recourse do we have?

Public Comments

1. ...run!, like hell!
2. call your home insuracance and have them talk to their insurace.
3. take them to court and demand the amount of money to fix the home.
4. hire a collision lawyer and best of luck take pictures of house submit to your home owners insurance with details on how your home was damaged, and see what developes.
5. Contact your home owners insurance carrier. That's why we have insurance. They not only should take care of repairs, but sue the their insurance Co. for reciprocation. Your insurance Company has lawyers that are specialists in all phases of suits due to damages. Don't hire an attorney of your own, you would lose money and it's not necessary. Let the pros handle it for you. Be sure they include the fact you porbably had to stay at a motel during repairs. Was that the one in Sacramento,Ca. where you guys weren't home and the car went all the way thru the house ?
6. First of all I would like to say sorry for this rude inconvenience. What I'm guessing is going on, is the owner is ignoring the letters the insurance office has sent to him.For the insurance company there is only little they can do if the person involved is refusing to answer their letters. The driver is dodging their responsibility by refusing to acknowledge the incident. One option is to consider contacting your own household insurance company to see how they would be able to help. It may be necessary to take the case to the small claims court, to try and get the money for the damage done. Often insurance companies will be able to provide legal help, for example their solicitors may handle the case for you. So the best option at this stage would be to contact them and see what help your insurers can provide. Sorry for not getting you more information. I tried to find your answer on the web, but I couldn't find anything helpful. So I just hope this might lead you in the right direction.