Auto and Car Insurance

Can I Drive A Vehicle On Fleet insurance?

Can a business with 10 vehicles allow any employer with a driving licence to drive them. if so is their a special licence the business must have with the insurance.

Public Comments

1. This depends on the terms of the policy. Some policies allow any licenced employee to drive the specified vehicles other policies name the permitted drivers.
2. YES AS LONG AS THE VEHICLE IS NOT OVER 26,000 LBS.
3. Generally speaking any employee of a company can drive a company vehicle and be covered by the fleet insurance IF the employee has a license suited to the class of vehicle being driven, and if the insurance company has added the employee as a secondary driver on the policy. Most businesses will not allow an employee with a less than stellar driving record to be added to their employment roster if the job involves driving. Let's say you're a limo company, with a fleet of cars. Are you going to hire the person with 5 speeding tickets and 3 accidents to drive for you? Or perhaps with a suspended license? So, back to the question, the answer is "maybe".
4. Employee. Maybe. See, you have to schedule all the employees that are driving the vehicles. You do NOT need a special license. If you have employees with horrible driving records, you have to specifically exclude them. There may or may not be an exclusion in the policy, for an unscheduled driver driving one of the vehicles. No one here has a way to know if that exclusion is on the policy. You'll have to talk to the fleet risk manager.