Auto and Car Insurance

Motor vehicle insurance claim under indian law?

My friend recently i.e., about 3 months, bought a TATA Indica 2005 model car second hand. He got the registration transfered into his his name but did not intimate the change of ownership to the Insurance company. Today the car that was kept under thached shed reduced to metal skeleton due to fire accident. My question is since the insurance policy as on today is still standing in the name of previous owner... will non-intimation of change of ownership affect my friends chance of claiming insurance? are there any decided case laws on this aspect? Pls. Help with advices. hi dear Mr. unknown what you say is true only in case of third party liability not to own damages - in my friends case the company refused to cover damages for the non-compliance of intimation of change of ownership.

Public Comments

1. whoever holds the title of the car is the owner of the car. The insurance should be changed to the owner's name. Once a car is sold to another person insurance under the previous owner stops (even if they never tell their insurance company).
2. Mr. Unknown is correct. For your friend to be able to collect he has to show ownership of the vehicle and he cannot do that if the title is in someone elses name. Thats just how it works.. Obviously by the Insurance companys denial to pay, they have agreed that your friend did not establish ownership.