Auto and Car Insurance
Basic Insurance Knowledge Base
I live in a coop apartment and need basic home insurance, Which insurance carrier has the best rates? The building is already insured but the basic fixtures in my apartment is not, like cabinets, etc. What will be the best insurance for me?
What is the basic of an insurance evaluation claim process? What is the basic steps and process of the insurance evaluation claim process for an injury? If they have all the required documents(records...bills...etc), do the evaluation take long?
Can anyone give a basic insurance estimate for 2006 Lexus sedan? I know quotes are based largely on personal information, but this is for a school project and I don't wanna give all my personal information and have them start calling me and stuff. I'm just looking for ballpark numbers, if anyone knows any sources or just has any information. Thanks. I'm in GA, 22 yr old female
where can i find a basic car insurance quote? i dont want to enter all of my personal information. it doesnt need to be exactly i just want like a basic calculator. i dont mind like the accident info or my car info but not my SS# and address. i just want a estimate. or is there somehow i can do it my self. i have already tried the insurance compnaies online but i dont want to enter all that information i just want a basic quote
What does the basic homeowner insurance include? Hi, im from California and im helping my parents to look for a homeowner insurance for the home we just bought. The home is worth $500,000, we're thinking to buy a standard homeowner insurance... but i dont know what's the standard $... how much deducible should i do? and the liability... etc.. could somebody explain me how to buy a homeowner insurance? what to look for? and what to expect? any link would help too. PS. should i also get auto insurance with it?
Where can I find basic and cheap health insurance? I am a 25 year old part time college student looking for very basic and cheap health insurance. I had prior insurance under my father’s plan but was dropped when I turned 25. Legally I can elect COBRA continuation coverage but the monthly cost is above what I can afford. I am looking for cheap insurance that would cover doctor visits and prescriptions. I am not very knowledgeable about any of this; any advice would be greatly appreciated.
What car insurance coverage is better, basic or broad? I live in Michigan. If I have broad coverage and I'm not at fault in an accident I don't have to pay a deductible, but the premium is a little more not cheap. If I have basic coverage and I get into an accident I have to pay the deductible no matter who is at fault. My question is, if I have the basic coverage and I'm in an accident that's not my fault, wouldnt the insurance company for the person at fault usually pay my deductible anyway?
What is the definition of basic legal cover for car insurance? Like if my car insurance company tells me that when driving other peoples cars, I have basic legal cover Is this any different than third party cover? Like say I'm driving someone elses car how much am I covered With my insurance it doesnt need to be an emergency for me to be covered driving someone elses car, just wondering how much I'm covered Because I was told that that level of cover is less than third party cover Thanks
What is the basic kind of insurance required by California Law? What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?
What auto insurance coverage is better, basic or broad? I live in Michigan. If I have broad coverage and I'm not at fault in an accident I don't have to pay a deductible, but the premium is a little more expensive. If I have basic coverage and I get into an accident I have to pay the deductible no matter who is at fault. My question is, if I have the basic coverage and I'm in an accident that's not my fault, wouldnt the insurance company for the person at fault usually pay my deductible anyway?
Where can I find a basic comparison of the the major health insurance companies? I am a financial adviser. I am looking for a chart or spreadsheet that compares the major group health insurance companies. I dont need quotes just the basic things that are covered or not covered by each carriers average plans.
HOW CAN I BUY BASIC INSURANCE ON A SCHOOL BUS THAT i MADE INTO A RV? Have a 1990 school bus that I made into a RV which I have tagged and title it into a motor coach but I need insurance on but can't get it insured without buying commercal insurance so for and I know some one out can insure it as a RV. Please help
How much does business auto insurance and basic liability cost? I am in CA, and I am doing a school project. the business is only 3 people including myself and the auto would only be one 2001 work van. its a pet sitting business so there are very little assets( under 20,000). Even a good guess would be appreciated. thanks a lot
Should basic cover dog insurance be compulsory? The expense of veterinary care can pop out of the blue and hit you straight in your bank account, so should dog insurance be compulsory? Or should it be left to the owners to choose to; set aside money selling anything to cover the cost take out insurance or any other method?
I want to work for a u.k. charity that provides accommodation, will pay national insurance and basic expenses No heavy politics or religion just helping people to survive and discover thier own destiny. I checked some web sites but they only seem to want young people looking for work experience. Thank's for any help in advance
Based on Floridas basic auto insurance coverage if i have a deductable of 100. should i increase it to 500 why will increasing the deductable to 500. save on my monthly insurance and can i apply the savings towards increasing my liability limits. Please explain why
Basic and Supplemental life insurance? I was just enrolling into my benefits at work. They offer $31,000 of basic life insurance and I also chose supplemental life insrance for $124,000. How is this paid out to the beneficiary (check, placed into a certain account)? Will they really get $155,000? I am just trying to make sure everyone will be protected.
Based on Floridas basic car insurance coverage if i have a deductable of 100. should i increase it to 500 why will increasing the deductable to 500. save on my monthly insurance and can i apply the savings towards increasing my liability limits. Please explain why
Please suggest basic / cheapest health insurance in Massachusetts for 2 employee company? The employees are in early 30's, very healthy individuals with no history of health problems. Just want to get covered under some health insurance as it has become mandatory in MA
How much is the Basic Plan under Banfield insurance? I am trying to get some routine care coverage for my puppy. Hes a golden retriever and I need to get all of his vaccines and have him nuetered. I heard Banfield through petsmart is a good one thanks to not having office visit fees and covering all the vaccines. How much does this plan normally cost and do they cover neutering? Thanks!
What is the best basic hospital private health insurance in Brisbane, Queensland ? If you want all procedures covered as a private patient in public hospital, excluding those relating to having children, without daily copayments (unless capped at $500/year), with a maximum yearly excess of $1000, and gap coverage for participating health specialists.
In Georgia, what is the best (cheapest) way to get basic health care insurance for a working 70 yr old? 70 yr old woman, makes very little money, and gets no coverage through employer.
If I buy a truck from somebody for $2500, what can I expect to pay for basic insurance? It's an older-looking pickup truck but I have no idea what model or year.
i drive a 1984 chevy 2500 and i want to know how much for basic insurance would cost? 1984 chevy 2500 clean title 120,000 miles
Is it possible for the US government to provide a basic plan of universal health insurance? Would the plan help the American economy?
Produce a basic insurance billing information collection tool and draft a basic policy regarding patient...? Produce a basic insurance billing information collection tool and draft a basic policy regarding patient billing. Include protocols for Medicare insurance and private insurance. Can someone PLEASE give me some ideas on how to to do this? I have the website but yet it is still confusing to me. Here is the website. The AMA council approved Health Insurance Claim form can be accessed for reference from the following website: http://www.cms.hhs.gov/providers/edi/cms1500.pdf
I need basic health insurance for check-ups!? I need basic health insurance for check-ups! Only 22 years old..healthy, non-smoker. Work full-time, non-student. What company is best? Suggestions?
Im pregnant and dont have insurance what is the average cost of basic care.? I use to be military and as you know health care is free, but now that Im out I need to know the cost of basic pregnancy care, and health care for my 4 month daughter.
What is the most affordable personal medical insurance carrier you have found? I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!
where can I get basic health insurance for my daughter and I in tacoma,wa.? I was wondering where I can get health insurance in Tacoma, wa. for my daughter and I, something that isn't DSHS/ACCESS
How much does insurance cost on a 4 X 7 utility trailer? I'm going to be getting a small 4 X 7 foot utility trailer and just was wondering if anyone knew what the ballpark cost would be to get basic insurance. It's only $600 new and i'd be using it for basic personal type things...nothing major. Any ideas? I live in Virginia. Thanks in advance to all who respond!
how much is basic motorcycle insurance? i want to start riding a motorcycle just because of gas price. I'm 21 years of age and had my car license with no accidents or tickets since the age of 17. I would like to know if anyone has any idea on how much car insurance will cost for a bike? (don't know if a crotch rocket will differ or not). I'm currently paying around 110$/month for car insurance becuase i'm young and a male. and estimate will be enough. I'm looking at progressive and AAA thanks
need to find washington basic health insurance? washington basic health insurance its medical insurance it goes by your income
What is the basic worth of a benefit package.. insurance, 401, vacation and sick leave? Im trying to put a dollar figure on my above wage benifit package. is there a rule of thumb? BTW I live in Washington State. THX
my husband just joined the army and is in basic training and i dont know how our insurance works.? so...i am not sure what i need to do to get our tricare set up-does the person in the military usually do that, or do the dependents? and if i need to get it done, where do i go to take care of the paperwork, get an insurance card, all that fun stuff?
life insurance basic kind HELP? I am in Ontario Canada . i want to get life insurance i am 44 and not a low risk person . so i was thinking of one of them like AIG. asks no questions kind i only want enough to bury me . what company is good and how much about should this cost .
Cheap basic health insurance for 21 year old? I am currently with National Health paying $408 a month for I don't know what. I've been on this insurance by my parents since before I was 18 and I just can't afford it, plus it doesn't cover me for things I need most! I have tried filling out applications but since I was not responsible for my medical records before, I have no access to dates, doctors names prescriptions names, etc. to fill out the forms. I am looking for coverage that would include generic prescriptions & annual exams. Since I don't have access of my previous medical history, I'm looking to see if there is anyone that can help me with insurance WITHOUT that information from me. I'm not sure if this is true but I've heard that some people can just pull your medical records and and see what you qualify for, so if you or anyone knows anything about this I would really appreciate your input.
How much is the insurance cost for a $8000 dollar car and a $ 6000 car.? how much would it cost for basic insurance monthly and i live in vancouver if it matters
Basic life insurance? Is basic life insurance one and a half times your salary?
If I hire a car in the UK, do I need to buy extra insurance? Any other hidden charges? I am thinking of hiring a car with a budget rental firm such as Thrifty. If I do so, do I need to buy any extra insurance? Someone told me that these hire firms only provide you with very basic insurance, so that if you were to have an accident and it was your fault, you wouldn't be covered..... is this true? Also, I've had a look on their website, and they seem to charge £28 a day for car hire. This seems quite cheap - are there any other hidden costs to be aware of?
What are the benefits of becoming an Insurance Agent working in an autoplan selling basic car insurance? So here's the deal: I'm looking to start a career in the Insurance industry and work as an Autoplan Insurance Agent. I'm very ambitious and I feel like I can get a lot of clients coming to me as I know it's a job in very high demand. Right now I have a job as a Financial Service Advisor and to be honest, sitting in a chair for 9.5hrs a day answering phones calls minute after minute is NOT ME!!! So is working in the Insurance field flexible with hours? When it comes to, say, meeting with clients, how is that arranged? I plan to get lots. Is it possible to set my own hours? And is there a lot of money to be had here? What restrictions do I have with Level 1 opposed to Level 2? Basically, I would like to know the "ins" and "outs" of becoming an agent. Anyone who could answer me these questions it'd be EXTREMELY helpful and I'd truley appreciate it. I've already enrolled in the course (starting in late May) but I'd like an extra "tidbit" of an outline to what I'm settling into. Thanks!! :) Ok let me rephrase something. I dont expect clients to fall in my lap, I know of course I will have to get my own in order to make a decent income, but I was wondering what sort of restrictions I have with a Level 1 license opposed to a Level 2. So, what can I do with a Level 2 license that I can't do with a Level 1? Anyone???
how much is basic small lorry insurance? for example a mercedes atego 7.5 tonne?
If I lose my job and want the most basic health insurance...? something that would just cover me for surgery with a high deductible, how much would it cost me per month, and what is the name of the plan and who offers it? I'm 30 years old with no health problems. Guys, I said THE MOST BASIC HEALTH INSURANCE. Cobra costs like $400/month. Back to my original ?, I'm looking for lost cost.
Health Insurance - Im looking for the basic emergency cover.? I am a 27 yr old legal immigrant on a work visa, I am uninsured and am looking for basic emergency coverage. My employer has a insurance program but it comes to a whopping $380 a month!!! I cant afford that. I want to find one that will cover me for the big things, hospital stay etc, the little stuff I can cover myself. I don't know where to start. Can you help and advise me? I have been here on this visa for 3 years, is that long enough? Does anyone know a good heath care agent in the New York area, Manhattan or Queens? I mean heath insurance broker
basic features of insurance? features of insurance
What are the basic rules of term life insurance? I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a "waiting period" where you have to pay in for a certain amount of time before they get the money? Also, are there any exclusions such as suicide and is this normal for a policy to have these certain exclusions? The company is AIG and I think they are listed as being a solid company. Thank you in advance for your information it is appreciated. After the tests have been taken, can we ask for and receive the results free of charge? For example, can we have our cholesterol levels and CBC results? Or will we get the run-around?
Any one know of affordable supplemental health insurance? I don't work, and my husband's company only offers basic medical insurance. We need to find supplemental dental and vision insurance for our 6 month old son. Any suggestions?
how much will a basic ER visit cost without insurance? i went for some pain in my neck and all they did was look in my ear, take my temp and give me some pills
does anybody know the basic turkish traffic rules eg insurance tax etc? will my english full liscence be good enough?
regardless of income, all americans should be guaranteed basic medical care under a national health insurance. BUT WHY????? for what reasonsssss ??????? and for what other reasons??? can i please get some good answers??
Insurance amount for a leese Honda Civic 2007 ceden basic? I am 29 years old with only 1 year active driving experiance. I called an insurance company and asked for the amount for the mentioned car that I have decided to leese, they told me $155 per month. Isn't it too high? What if I finance it? will it be lower? Thanks
what is the cheapest auto insurance for michigan? for the most basic insurance
my gorss income is 4.5 lacs , my savings in insurance are 82 k and my basic salary is 11 k .whats net tax? i pay Rs 9800 towards the kids tution fee .whats the net It i need to pay for year 2006-2007 and whats the best way to save more IT.
How to save on hi risk car insurance due to bad driving record? (49 yo male in question)? My husband is 49 and I am 43. He has several tickets and accident claims including replaced windshields. He is the holder of the policy and I am listed as a driver. He also has a poor credit rating. I have no tickets or accidents and have an excellent credit rating. Our rates for our old cars for basic insurance is out of this world. Am I screwed because of my husbands lousy record? Would it be better to have the policy in my name? How can I save on insurance or am I just doomed? We have our homeowners policy (no claims) with the same carrier and our rates are still high. Are we being ripped off?
Car insurance question about my 17 year old.? I want to get a second car and let my 17 year old drive it. I am trying to find a car insurance company that will let me have every thing in my name and have her as the principal driver of my second car. The problem I am having is she is moving down the street. I can not find a car insurance company that will let me have what is called a different garage adress on the car I am wanting to let her use. I am in the state and I have tryed all most all the car insurances companys around here and online. I have even tryed to have things put in her name but it would cost her around 300$ dollars a month to insurance it. And that is just the basic insurance. That is why i want to just keep everything in my name Any idea's would help. And not I not going to lie and just have her drive it and move and not let the insurance company she is driving it. Booge~~ Let her stay at home.? Are you under the impress that I am making her move.? NO. She is move in her own. And if you knew my daughter you would know I can make her do ANYTHING.
Medical Bills, go through insurance or self pay? I recently had an accident that required me to go to the emergency room, have x-rays taken, and a soft cast put on my foot. Well now that all the fun is over the bills are rolling in. I have a very basic insurance plan through being a full-time college student that only covers $400 for outpatient emergency room care. Because of this the hospital told me to get charity care which brought the $2900 bill down to $1400. My insurance company told me though that they may be able to get a better discount since it is in their PPO network but the PPO provider (CHN) wont tell me what the dicount would be. I dont have a lot of money (being a full-time grad student) and dont want to roll the dice and go through insurance only to find out the the discount is only $300 and they cover me for $400 leaving me with a larger bill than if I went through charity care. The PPO discount for the X-Ray reading brought the bill from $61 down to $13 which is a huge discount. Does anyone know what to do?
What if I upgrade my car insurance because someone threatens to mess up my car? An old roommate stole a lot from me the day he moved out. I've been waiting 5 days for the police to take the report (they're busy according to them). In the mean time I contacted him telling him to return my stuff or I'll involve the police, and he said if I do that he's going to f*ck up my car. Right now I have basic insurance but after he told me that I want to upgrade my insurance just in case. My question is what happens if I upgrade and he does mess up my car? If I file a police report about the threat can my car insurance deny the claim? What if the police are still too busy and he does this before I get to file a report? What should I do? I already started parking 2 blocks from my apartment.
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