Auto and Car Insurance

are tesco car insurance good for paying out? i've just had a crash and have made a claim, they are sending someone out to value the car, has anyone had any experience with them are they good at paying out?

Will I lose my Tesco car insurance deposit if I cancel early? I'm guessing I probably will, but I'm asking just in case! I took out the insurance a month ago, the deposit was £119 and I pay £50 a month insurance (New driver) I also got £50 cashback with the policy which I'll most probably have to pay back. I'm having to cancel it early as I am moving abroad and no longer need it, will I get some of the £119 back? Also, if I cancel half way through the month, do I get a partial refund? I have looked on the site but can't find these answers! I'm not expecting much, if any, to be honest. I'm just wondering and checking.

Tesco deal codes for car insurance? does anyone have any deal codes for tesco online car insurance?

Why is car insurance quote from tesco £550 whereas competitors quote over £1000 ? i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.

Can I drive on tesco car park without a license an insurance?

why car insurance quote from tesco is £550 whereas competitors quote over £1000 ? i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.

Car insurance confusion? Hi, since I started driving at the age of 17, (i'm 21 now), my mother has sorted out my car insurance for me and unfortunatly she's not around to help me out with this anymore. I am very independent, except when it comes to insurances and banksand stuff - always needed my mums help! Anyway... I need to renew my insurance shortly. I am curently with Tesco car insurance (thats my only knowledge of it!). I work within the Social Services adoption and fostering sector and at times I am required to take clients to places. At the moment I am stuck by taking Taxis because my work required I have different insurance. What insurance would I need to be able to use my car for my own personal use, as well as being able to drive my clients to places? Would it cost much more extra to be added on to my current insurance? Times like these I need my Mother so bad!! I will probably get answers telling me to phone up Tesco insurance, but it's all stuff I do not understand :(

cancel tesco insurance? i canceled the tesco car insurance one month ago. i have sent back documents to them. but now i still not get the money back. my english is not good enough, so i have problem to make a phone call. who knows how long i can get the money back. is one month normally. thank u. i have paid the annual fee.

how do I get a cheaper car insurance? I m with Tesco insurance atm. any chance to get better insurance?

please help, got fully comp car insurance and injured in crash.? now tesco car insurance are saying because crash was my fault i can't put in for whiplash compensation. i have sufferred alot of neck and back pain and even went to gp who said i had a severe case of whiplash but insrance won't even consider my claim. is this right? i thought i was covered with being fully comp?

if i buy full comprehensive car insurance in uk, and accident is my fault, will i be covered? i heard someone had tesco insurance, comprehensive, caused an accident and was refused compensation as this accident was his fault. is his typical in uk ?

Driver crashed into me has no car insurance, what are my rights? A few weeks ago a young lad crashed into my wife's new car - not a lot of damage as luckily she managed to swerve out of the way for the most part - maybe £300-400 damage max - the police weren't involved (as no one was hurt) However, it transpires that he didn't have valid insurance - Tesco (our insurers) have said that basically they aren't prepared to pursue it as "it's not worth it" leaving my wife with the only option but to either pay for it herself or pay £150 excess and make a claim from her own insurance thereby losing all no claims bonus etc - either way, it stinks. I am working away at the moment, but I have asked her to go to the local police in the first instance to see if they are going to pursue it. I'm guessing they're probably not interested - either way, I don't see why we should pay just cos he couldn't be bothered to insure his car... Anyone know where we stand on this please? Many Thanks

Do anyone know where i can get cheaper car insurance? Im with Tesco and am due to renew my insurance next month but what im paying at the moment is sky high. Ive been on the road 2 years now, I have a reno clio.

How do I add someone on to my car insurance policy on Sunday? My policy is with Tesco and they are closed today. A friend of mine wants the car tomorrow early morning but how can he get it insured before that?

is there a difference between comprehensive car insurance of various insurers? their prices are different, but do they cover me exactly in the same way, or some are full of get-out clouses whereas others are not ? for instance: tesco seems cheap, but will i be safe taking this ?

what car insurance companys will let me use my motorbike no claims? ive got 2 years bike no-claims and i want 2 use it on a car ive heard tesco lets you i was just wondering who else does anyone any ideas? much appreciated

do i have to tell my insurer i have passed my driving test? im 18 and i recently passed my driving test on 18/12/07 and was just wondering if i have to tell my car insurance company that i have gone from driving on a provisional to a full uk licence before my next renewel in august? also does passing my test mean my insurance will go up? im with tesco car insurance by the way.

english c european car insurance??? I am with tesco which doesnt offer euro car insurance so I'm wondering if theres a company that you can just buy cover for like a month or something without buying the full year?

Car Insurance quote question? When I try and get a quote for some cars on either Tesco or Direct line, it tells me they cant give me a quote online and il need to ring them. Also, the browser wont let me go back, so they make you close the window and type out another quote all over again! Why do they do this? The car I want to insure is a Nissan Navara D22. I am guessing that its because its a commercial vehicle and they want to check if il be using it for commercial use. I am 18 and have had my licence for a year, and I will be the named driver on the policy, my dad being the main driver who has over 30 years NCB! I managed to get a quote for a new Navara, not the D22 version and that was about £1990. How much do you think the D22 will be? Do you think they might class it as a van and not insure me because im under 21?

Best way to get car insurance? I have heard that it may be better to get car insurance from a broker rather than online. I am 18, and I want to get my own policy. I am currently a named driver on my dads policy, as it is much cheaper to do it that way but I want to buy a car in my name and start earning my own ncb. I currently drive a Jaguar X Type and the insurance costs £2100 from Tesco (with my dad as the main driver). It would cost me about £3200 to insure it myself with Tesco. I want to get a smaller car that is easier on petrol and road tax, but I am having trouble finding a realistic quote. I am thinking about either a Smart Roadster coupe, a honda civic or ford fiesta. With Tesco, I dont get 1 year ncb as I would have done with Direct Line, and the insurance would be OK if I did. Its tempting me to lie on the insurance if I cant find a decent quote (under £2000), although I wouldn't want to. Can anyone offer me any advice on how to find cheaper car insurance or recommend any companies ?

is car insurance in uk one big fraud ? Was your car insurer ok when u made a claim ? i know that the cheapest one is tesco, i know there is confused.com etc, but the cheapest is not the best, i need reliable insurer i read scary reviews on car insurers in uk(www.dooyoo.co.uk, www.ciao.co.uk) and am desperate e.g. tesco do not pay if u make a claim and accident was your fault and u have fully comprehensive - nonsense ?

Dose anyone know where I can find a list stating the insurance bands of cars.? I have a freelander and need a cheaper band as my insurance quotes are to high. All because a tesco trolly hit my car.

How to make a Complaint against Tesco Insurance? Basically, we had a car accident just before Christmas and the car was written off. The car was taken away by our Insurance Company and we reached an agreement just before New Year on the amount that we would receive for it. It has now been almost a month and we still haven't received a cheque from them despite numerous phonecalls. Each time they assure us that a cheque is on its way. To top it all off they have help0ed themselves to some £460 to pay for our insurance for the rest of the year (so that we cannot leave them) as well as the £250 excess. We have put in atleast 3 formal complaints about the service we are receiving and are still getting nowhere. Is there some sort of independant company that deals with these sort of complaints? Any advice would be greatly appreciated.

Anyone got any clever ways of collecting Tesco clubcard vouchers? I've recycled mobiile phones and printer cartridges, and got a car insurance quote over the phone. Anyone know of any others?

Car Insurance Claim Courtesy Car Allowance? My girlfriend has recently had a crash in which someone ran into the back of her. The car has been taken for repair and she was provided a courtesy car, which is apprently for a 14day period. We are now a week into that entitlement. Typically, the liability is under investigation as the idiot who ran in the back of her now claims it wasn't his fault (surprise surprise) although he admitted it at the scene. I was hoping someone with experience can tell me what happens once your 14 day entitlement on the courtesy vehicle has elapsed? Tesco (the insurer) is saying she will have to give it back, rent another incurring the cost herself and then claim this back through the solicitors. Surely this can't be right.....can it? Appreciate your help :-)

I was a passenger in a car accident on Saturday in Bolton, Lancs.? The driver was a young girl prob 20ish. She was reversing out of a parking space in a store carpark. It was pouring with rain. We were on the road exiting the carpark and she hit us in the driver's door. The door is not closing properly and there are dints to the door and right front wing. The girl admitted that she never looked because she could not see through the back window. She had no documents on her but said she was insured with Tesco. We took reg number and an address. Tesco insurance said the car is insured but her name is not on it. Our insurance have been difficult and said they will write to the person who is insured asking to give details of girl driving. they said it will take 3 weeks, can you believe that? This looks dodgy to me, what now? No one will tell us if the person is insured, she has no phone number and gave the name Smith and lives 200 miles away from us.

Cheap Car Insurance for a 17 Year old in the UK? Im a male, i dont want no comparison sites as they are useless i can find sites that will give me good quotes, and please dont tell me to insure a 1.0 - 1.2 litre engine as i have figured out i can insure a 1.9 diesel engine for like £200 more. However i want to know if you know anymore than my current listen i have tried: Tesco llyods Tsb Direct line Virgin Vauxhall Citreon Peugoet If you know anymore can you please tell me thank you if anyone knows where i can get a 1995 peugeot 306 1.9D for cheaper than £1818 then please include it thank you

who will insure a london taxi black cab as a private car, for private use i want to buy a manial london taxi, i found a few both on ebay and in other places. tried all the insurance companies i can think of, and i tried the compareing sites, direct line norwich union tesco the coop noone has it listed only some affilliate of the AA had it listed because they do taxi insurance, then said they could do private car insurance on it but it would be well over 2 grand any advise joe

Was your car insurer ok when u made a claim ? i know that the cheapest one is tesco, i know there is confused.com etc, but the cheapest is not the best, i need reliable insurer i read scary reviews on car insurers in uk(www.dooyoo.co.uk, www.ciao.co.uk) and am desperate e.g. tesco do not pay if u make a claim and accident was your fault and u have fully comprehensive - nonsense ? is car insurance in uk one big fraud ?- any help ?

Whats a good car I can get insured on at 18 years old? I currently drive a ford fiesta 1.3lx (about 900 a year to insure with my dad as the main driver) but want to get something newer and more sporty. Whats a good sporty car I would be able to get reletivly cheap insurance for at 18? I can get insured on a honda civic 1.4s for about 1400 but I wanted something like a ford puma or a vauxhaull tigra but Tesco or direct line couldnt give me an online quote :@!!! Any suggestions? Can people please stop posting stupid answers!!! When I say cheap I mean roughly under 1500, and when I say sporty I mean something that looks sporty but doesnt have to have a big engine or anything. I got a quote for a mazda 323 for 1300

My parked car has been hit by unknown driver, cost to me £500 excess, no claims loss etc. Anything I can do? My car was parked on the road where I live. At 9.30am on Saturday morning someone has driven straight into the back of it and shunted it down the road and it is seriously damaged. Although there was a witness, the driver drove off and is unidentified. The police think the driver must have been either drunk or uninsured, probably the latter. The car is only a year old and the first I have owned. I am struggling to keep up with payments as it is, and I need my car for work. I am with Tesco insurance and as there is no driver to claim from to get it repaired I will have to pay £200 excess, plus £300 extra because of my age (23), I lose my 2 years no claims bonus and then my premiums increase. Is there anything I can do? I really can't afford this. It seems so unfair that when we all pay increased insurance premiums to account for uninsured drivers we still get penalised like this. I wasn't even in the car...it makes you feel that insurance is just a complete rip off! Any ideas?! Unfortunately the witness didn't get the reg.

Car accident? Can someone please link me to some information about car accidents involving and blocking of paths. I had a car accident where a woman pulled over to the other side of the road and then turned sharply across my path. The insurance still hasn't been sorted after nearly 9 months. Does anyone have any information about any previous accidents like this so I can, once and for all, prove to my lawyer that it is not my fault. PS - don't go with Tesco insurance - their lawyers are monkeys. Cheers guys! Sorry to hear about your dads accident Mez - I forgot to add though this is in England.

Insurance questions? My boyfriend was driving my car (he isn't insured on my policy but he has got fully comprehensive so he can drive other cars) yesterday when he was hit in the rear by a third-party at a traffic light and he subsequently went into the back of the person in front. I've phoned my insurance today (Tesco) and they said that my car isn't covered since I wasn't driving it and he needs to go through his insurance to make a claim but it will only be a third-party claim. Does that mean that my boyfriend will have to pay to get my car fixed even though the third party went into his car? Also, will my boyfriend have to pay for the car he hit even though it was a result of getting hit in the rear?

HELP! Do you have to give an insurance company with details or can you insist on not involving your insurers? My bf was working away down south from new years for a large multinational company. In Feb he was involved in a minor car accident in the hotel car park which was equal liability. He was reversing out of a space when the other car drove round a blind corner and the two vehicles collided. My bf gave his name/number & thought nothing else of it as historically all cars used on company business are covered. However this year the company had changed its policy (we have copies of both policy documents) so that only company owned cars were covered. The problem is my bfs own policy had lapsed at the end of jan & he wasnt home to renew it until feb 29th so he had no personal cover at the time, in essence he was driving w/o insurance. He wrote to her insurance expressing his wishes to handle the matter personally & contesting liability since she told her insurers she was not at fault but the insurance (tesco) is still asking for his details. We know its all a bit of a mess and I know "a little common" sense would have prevented ALL this but its happened and we need advise. We really are stuck and the last thing we want is for him to wind up with a criminal record for a few hundred pound dent. Any help or advised would be appreciated

Tesco refuse to issue no claims document? (question posted on US site but I need UK specific info) My wife and I are in the process of moving to the US. We need a no claims document well before we leave so we can sort out insurance for cars we will have there. My wife has called to request one from her insurer (Tesco) and I mine (Churchill). It appears that Churchill will issue one ahead of time for us but when my wife called Tesco they flatly refused to issue one before her insurance is cancelled. Is this something the Financial Ombudsman would help us with or do they have the right to refuse this document before insurance is cancelled?

what ya think of these jokes? Today is International Disadvantaged People's Day. Please send an encouraging message to your weirdest friend, just as I have done. I don't care if you lick windows, interfere with animals, fart in company..... you hang in there sunshine, your f*cking special!! A flasher was heading off on holidays. Just as he was about to board the plane a pretty air hostess was checking tickets. He walked up to her, opened his coat and flashed her. Without blinking the air hostess says 'I'm sorry sir you've to show your ticket here, not your stub.' Martha lost her husband. She had him cremated, took his ashes home and poured them out on the patio table. Tracing her fingers through them. 'Bob, remember the dishwasher you promised me, I bought it with your insurance money. The car you promised me, bought that too. The diamond ring, bought that too. Bob remember that bl*w job I promised you,here it comes!!' This week we celebrate a special birthday. Monica Lewinsky turned 31. Can you believe it? It seems like only yesterdayshe was crawling around the White House on her hands and knees, putting eveything in her mouth. They grow up so fast, don't they? Abdul and Ali are making letter bombs. Abdul: Do you think I put enough explosive in? Ali: Open one up and have a look. Abdul: What if it blows up? Ali: Don't be stpid, it's not adressed to you! A dad on his way home wants to buy his daughter a Barbie. He stops at a toy syore and notices there is a Shopping Barbie, a Beach Barbieand a Disco Barbie priced at €19.95 but a Divorced Barbie is €265.95. 'Why is this one so much more?' asks the man. The shop assistant replies 'That's because Divorced Barbie comes with Ken's car, Ken's car, Ken's boat, Ken's computer, Ken's furniture and one of Ken's friends!!' Teacher asks science class 'What is relative humidity?'. Johnny the traveller answers 'It's the sweat you get on your b*llix when your riding your cousin.' A guy walks into a bar and buts a pint. Then he takes a photo from his top pocket, looks at it, then puts it back. He repeatedly does this every time he has a pint. After the eight pint the barman asks 'Why do you look at that photo every time you order a pint?'. He replies 'It's a picture of the wife and when she looks good enough to ride I'll go home!!' Chris Tarrant: 'For €32,000 what is the colour of the hair on your girlfriends v*gina? Is it: A: Brown B: Red C: Blonde D: Black' Kerry man: 'Can I phone a friend?' The latest Christmes toy has just hit the shops - a talking Muslim doll. Nobody knows what it says yet because no one has the b*lls to pull the cord!! Two newly weds turn up at a hotel and ask for the honetmoon suite. Receptionist asks 'Do you have reservations?' Bride replys 'I'm not sure about taking it up the a*se.' Wife packs case and says to husband 'I'm off to Amsterdam to be a whore getting €400 a ride instead of giving it to you for free'. Husband packs his and says 'I'm going with you. I want to see how your going to survive on €800 a year!' It goes in dry, it comes out wet. The longer you leave it in the stronger it gets. You can have it in bed just you and me. It's not what you think, it's a cup of tea. Man has €50 note totooed onto his c*ck. His wife asks 'Why have you done that?' He replies, 'For 1, I like to see my money grow. 2, I like to play with my money. 3, I like having money in my hand and last but not least, next time you want to blow fifty quis, you can stay at home to do it!' Paramedcs attend a nasty accident involving a sports car. When they see the driver screaming in pain they tell him to calm down as at least he was not flung out through the windscreen like his girlfriend. He screamed back 'Have you seen what's in her mouth?????' A man who was sunbathing on holidays fell asleepand badly burnt his legs. The pain was unbearable so he went to see the doctor for treatment. Doctor took a look at hi legs and said 'This is a small village surgery and I've nothing really to help you but give this a go' and handed the man a Viagra tablet. The man said 'But I've got acute sunburn. What's a Viagra tablet going to do for my sunburn?' 'Basically nothing' said the doctor @but it will help keep the sheets off your legs tonight!' Woman was helping husband set up their new computer. 'You now have to enter a password'. Husband is feeling randy and tries to hint and shock wife by typing P*NIS. Wife fell off her chair laughingwhen computer replied PASSWORD REJECTED - NOT LONG ENOUGH. Paddy flying Ryanair into Manchester. The plane is introuble so he calls the tower and says 'Help! Easter Sunday, Pancake Tuesday, Boxing Day!' A voice comes back and says 'Paddy the word you're looking for is f*cking Mayday!!' To men are at the opposite side of the world but are thinking the exact same thing. One is walking a tightrope between two skyscrapers, the other is having a bl*w job from an 85 yea old woman. What are they both thnking? Don't look down, don't look down, don't look down!! Alcohol doesn't make you fat, it makes you lean....... against tables, floors, chairs, walls,and ugly f*ckers. Pass this on to your alcoholic friends as I've done. Do you want a Nokia N95 including 1000 free any time, any netwok minutes a month? With it you get a fre 42" LCD HD TV, free Apple iPod Nano and free Stella Artois mini-fridge. It's a 6 month minimum contract at €12.50 per month. Simply log onto www.dreamonyoucunt.com An Essex blond gets a job as a teacher. She notices a boy on the field stood by himself while all the other childern are running around having fun. She takes pity on him and decides to speak o him. 'Are you ok?' she asks. 'Yes he says. 'You can play with the other children you know.' 'It's best I stay here' he says. 'Why?' asks the blonde. The boy says 'Because I'm the goalkeeper'. Three travellers were knocked down and killed in a Tesco car park today. Tesco. Every little helps.

After University? 50 Things that change after University 1. 6:00 a.m. is when you get up, not when you go to sleep 2. Having sex in a single bed is absurd. 3. You keep more food than beer in the fridge. 4. Your fantasies of having sex with three women with lesbian tendencies are replaced by fantasies of having sex with anyone at all. 5. You don't volunteer for clinical trials at the local hospital 6. You know all of the people sleeping in your house. 7. You hear your favourite song in the lift at work. 8. Informative TV does not include Richard and Judy. 9. The bank manager doesn't write threatening letters any more. 10. You carry an umbrella. 11. Seven-day benders are no longer realistic. 12. You don't go to Tesco with all your friends. 13. You have standing orders and direct debits. 14. The heating works in your house. 15. Your friends marry and divorce instead of get together and break-up. 16. You pay the government thousands of pounds every year. 17. You go from 130 days of holidays to 20. 18. Jeans and a jumper no longer qualify as 'dressed up'. 19. You're the one calling the police because those damn kids next door won't turn down the stereo. 20. You get out of bed in the morning even if it's raining. 21. Washing up is not an annual ritual. 22. Older relatives feel comfortable telling sex jokes around you. 23. You don't know what time the kebab shop closes anymore. 24. Your car insurance goes down and your car payments go up. 25. You feed your dog Pal instead of McDonalds. 26. You don't get ideas for drinks from local tramps. 27. You don't put half-finished curries in the fridge to eat later. 28. You don't spend half your day strategically planning pub crawls. 29. You "hate scrounging students". 30. You no longer have a strange attraction to road signs when drunk. 31. Sleeping in the lounge is a no-no. 32. You can't persuade your flatmates to 'Drink till dawn'. 33. You don't spend Wednesday afternoons in the pub. 34. You always know where you are when you wake up. 35. You no longer take naps from noon to 6 p.m. 36. A fire in the kitchen is not a laugh. 37. You go to the chemist for Panadol and antacids, not Condoms and pregnancy test kits. 38. A £3 bottle of wine is no longer 'pretty good stuff'. 39. You can remember the name of the person you wake up next to. 40. You actually eat breakfast foods at breakfast time. 41. You don't have mice living in your kitchen. 42. Grocery lists are longer than pot noodles & cans of lager. 43. You don't go to Liquor Save to buy Vodka. 44. You have hoovered. 45. Breaking the law means doing 40 in a 30 zone. 46. 'I just can't drink the way I used to' replaces 'I'm never going to drink that much again'. 47. Over 90% of the time you spend in front of a computer is for real work. 48. You don't experiment with banned substances. 49. You don't get drunk at home, to save money, before going to a pub. 50. You don’t find a "dump" left in the toilet hysterically funny anymore

50 things that change after university? 1. 6:00 a.m. is when you get up, not when you go to sleep 2. Having sex in a single bed is absurd. 3.You keep more food than beer in the fridge. 4. Your fantasies of having sex with three women with lesbian tendencies are replaced by fantasies of having sex with anyone at all. 5. You don't volunteer for clinical trials at the local hospital 6. You know all of the people sleeping in your house. 7. You hear your favourite song in the lift at work. 8. Informative TV does not include Richard and Judy. 9. The bank manager doesn't write threatening letters any more. 10. You carry an umbrella. 11. Seven-day benders are no longer realistic. 12. You don't go to Tesco with all your friends. 13. You have standing orders and direct debits. 14. The heating works in your house. 15. Your friends marry and divorce instead of get together and break-up. 16. You pay the government thousands of pounds every year. 17. You go from 130 days of holidays to 20. 18. Jeans and a jumper no longer qualify as 'dressed up'. 19. You're the one calling the police because those damn kids next door won't turn down the stereo. 20. You get out of bed in the morning even if it's raining. 21. Washing up is not an annual ritual. 22. Older relatives feel comfortable telling sex jokes around you. 23. You don't know what time the kebab shop closes anymore. 24. Your car insurance goes down and your car payments go up. 25. You feed your dog Pal instead of McDonalds. 26. You don't get ideas for drinks from local tramps. 27. You don't put half-finished curries in the fridge to eat later. 28.You don't spend half your day strategically planning pub crawls. 29. You "hate scrounging students". 30. You no longer have a strange attraction to road signs when drunk. 31. Sleeping in the lounge is a no-no. 32. You can't persuade your flatmates to 'Drink till dawn'. 33. You don't spend Wednesday afternoons in the pub. 34. You always know where you are when you wake up. 35. You no longer take naps from noon to 6 p.m. 36. A fire in the kitchen is not a laugh. 37. You go to the chemist for Panadol and antacids, not Condoms and pregnancy test kits. 38. A £3 bottle of wine is no longer 'pretty good stuff'. 39. You can remember the name of the person you wake up next to. 40. You actually eat breakfast foods at breakfast time. 41. You don't have mice living in your kitchen. 42. Grocery lists are longer than pot noodles & cans of lager. 43. You don't go to Liquor Save to buy Vodka. 44. You have hoovered. 45. Breaking the law means doing 40 in a 30 zone. 46. 'I just can't drink the way I used to' replaces 'I'm never going to drink that much again'. 47. Over 90% of the time you spend in front of a computer is for real work. 48. You don't experiment with banned substances. 49. You don't get drunk at home, to save money, before going to a pub. 50. You don’t find a "dump" left in the toilet hysterically funny anymore.

Have I lost my no claims now? I sold my car in January this year and i had 12 years no claims with tescothey was not proteced that i recall. I am now thinking of getting another car 8 months later will i have lost my no claims discount will i have to start all over agin?????????? I was going to go back to tesco as they will have it on record, i have heard you loss it, its ok for 2 years and its you thats covered not the time you have the insurance....so confused! Can you shed any light for me?????

Driver crashed into me has no car insurance, what are my rights? A few weeks ago a young lad crashed into my wife's new car - not a lot of damage as luckily she managed to swerve out of the way for the most part - maybe £300-400 damage max - the police weren't involved (as no one was hurt) However, it transpires that he didn't have valid insurance - Tesco (our insurers) have said that basically they aren't prepared to pursue it as "it's not worth it" leaving my wife with the only option but to either pay for it herself or pay £150 excess and make a claim from her own insurance thereby losing all no claims bonus etc - either way, it stinks. I am working away at the moment, but I have asked her to go to the local police in the first instance to see if they are going to pursue it. I'm guessing they're probably not interested - either way, I don't see why we should pay just cos he couldn't be bothered to insure his car... Anyone know where we stand on this please? Many Thanks

Can Tesco hand over CCTV footage to a member of the public? My friend was in a car crash recently and it wasn't his fault but the lady wont admit liability. He was informed the other day that the CCTV is being looked at now to see if they can confirm were the liability lies. Tonight we went into Tesco and was informed that the lady has been into tesco and spoke to the manager. She asked for the CCTV to take a look at the crash as she is claiming she cant rememeber and it wasnt her fault. The manager told her to bring in a blank tape and he would put the CCTV on it. She brought it back in today and said she wanted the other one, so she is getting it tomorrow. Now, is there anything that says that Tesco is allowed to do that, are they not bound by Data Potection 1998 and someone with authority has to request it. We have spoken to the police and they said that because it isn't on Tescos property it doesn't matter.........but he wasn't sure! Please help!......as surely she should be going through the proper channels (insurance & police)??????

After University? 50 Things that change after University 1. 6:00 a.m. is when you get up, not when you go to sleep 2. Having sex in a single bed is absurd. 3. You keep more food than beer in the fridge. 4. Your fantasies of having sex with three women with lesbian tendencies are replaced by fantasies of having sex with anyone at all. 5. You don't volunteer for clinical trials at the local hospital 6. You know all of the people sleeping in your house. 7. You hear your favourite song in the lift at work. 8. Informative TV does not include Richard and Judy. 9. The bank manager doesn't write threatening letters any more. 10. You carry an umbrella. 11. Seven-day benders are no longer realistic. 12. You don't go to Tesco with all your friends. 13. You have standing orders and direct debits. 14. The heating works in your house. 15. Your friends marry and divorce instead of get together and break-up. 16. You pay the government thousands of pounds every year. 17. You go from 130 days of holidays to 20. 18. Jeans and a jumper no longer qualify as 'dressed up'. 19. You're the one calling the police because those damn kids next door won't turn down the stereo. 20. You get out of bed in the morning even if it's raining. 21. Washing up is not an annual ritual. 22. Older relatives feel comfortable telling sex jokes around you. 23. You don't know what time the kebab shop closes anymore. 24. Your car insurance goes down and your car payments go up. 25. You feed your dog Pal instead of McDonalds. 26. You don't get ideas for drinks from local tramps. 27. You don't put half-finished curries in the fridge to eat later. 28. You don't spend half your day strategically planning pub crawls. 29. You "hate scrounging students". 30. You no longer have a strange attraction to road signs when drunk. 31. Sleeping in the lounge is a no-no. 32. You can't persuade your flatmates to 'Drink till dawn'. 33. You don't spend Wednesday afternoons in the pub. 34. You always know where you are when you wake up. 35. You no longer take naps from noon to 6 p.m. 36. A fire in the kitchen is not a laugh. 37. You go to the chemist for Panadol and antacids, not Condoms and pregnancy test kits. 38. A £3 bottle of wine is no longer 'pretty good stuff'. 39. You can remember the name of the person you wake up next to. 40. You actually eat breakfast foods at breakfast time. 41. You don't have mice living in your kitchen. 42. Grocery lists are longer than pot noodles & cans of lager. 43. You don't go to Liquor Save to buy Vodka. 44. You have hoovered. 45. Breaking the law means doing 40 in a 30 zone. 46. 'I just can't drink the way I used to' replaces 'I'm never going to drink that much again'. 47. Over 90% of the time you spend in front of a computer is for real work. 48. You don't experiment with banned substances. 49. You don't get drunk at home, to save money, before going to a pub. 50. You don’t find a "dump" left in the toilet hysterically funny anymore.

Can they refuse to issue no claims document? My wife and I are in the process of moving to the US. We need a no claims document well before we leave so we can sort out insurance for cars we will have there. My wife has called to request one from her insurer (Tesco) and I mine (Churchill). It appears that Churchill will issue one ahead of time for us but when my wife called Tesco they flatly refused to issue one before her insurance is cancelled. Is this something the Financial Ombudsman would help us with or do they have the right to refuse this document before insurance is cancelled?

Transferring NCB..???? My dad is getting a new car soon which will be a lower insurance group then what he has now,The plan was to start with 0 NCB on his new car and transfer the full NCB onto a second car and have an additional driver, Is this allowed? as Tesco wont allow it.. thanks dan