Vehicle Insurance Knowledge Base
Vehicle Insurance? I have purchased an ambassador car of 1951 model.It is registered in my name at DTO.Now I want to get it insured.But the insurance companies denied to insure my vehicle. They said that they don't insure such a old car. Please advise
What is the difference between Commercial Vehicle Insurance and Private Insurance? What is the difference between the two when it comes to hitting someone's car and totalling it? Is it true that companies with commercial insurance are most likely to "replace" a totalled car versus private insurance to keep from being sued. Also what is the practicality with settlements after the car has been totalled? Anyone ever get in an accident involving a company owned vehicle with commercial insurance?
How do I renew my proof of vehicle insurance if it is under my mother's name? I'm 19 and my mother pays for my insurance. I need to get new proof of insurance for my car and it's past the expiration date for my auto insurance card. I need to do this on my own for complicated reasons and within the next three weeks before my court date. Are there fees involved? Do I need to go to the motor vehicle department? What do I need to bring with me? I'm freaking out right now and need to know EXACTLY what to do if anyone can help! Thx!
How can I get commercial vehicle insurance? i need to get commercial vehicle insurance for my air conditioning service fan, but i want a really good price and need to get numerous quotes, how can I go about this? is there any websites that can give you quotes? thanks.
Why I need a vehicle insurance when police check for vehicle documents ? Why I need a vehicle insurance when police check for vehicle documents, I know that Insured is to claim ur money in case of any damage to ur vehicle but, I think its my whish that whether I want to get my vehicle insurance claim or not, than why Indian police claim fine if I don’t have Insurance paper after all its my whish whether I want or don’t want my vehicle to be insured. Or, is it a document needed for police verification if yes than why?
What does an insurance vehicle inspection entail? I'm in a state that does not require vehicle inspections. But when looking for new insurance, one company requires that I have a vehicle inspection done at one of their authorized centers. What does this inspection entail? What are they looking for? I have 2 exterior modifications, one that is commonly mistaken as illegal (taillight covers) and one that is technically illegal but never enforced (window tint). Is this cause for concern with the inspection?
Why do i need a vehicle specific insurance to renew my tax disc? I have a comprehensive insurance on a vehicle and have just bought a second vehicle which I would be insured for third party anyway as part of the comprehensive policy on my first vehicle. But DVLA (UK) insists on a vehicle specific insurance policy. Is this legally correct? As fas as DVLA are concerned I am driving my second vehicle with an adequate 3rd party cover so why should they insist on a vehicle specific policy. What is my legal standing if I contest the clause put forth by DVLA?
What is the solution to our wrecked vehicle and insurance not paying? Have you heard of newspaper carriers having to carry commercial or extra insurance on their car? Well we hadn't, my son drives a 60 mile route throwing 100 to 150 plus rack papers every day and the day he drove the good car (2004 Blazer that we owe $10,000 on) fell asleep and wrecked on a gravel road (well the ditch actually) and the vehicle has around $9,000 worth of damage. Before the adjuster came to look, they denied our claim. I know stupidity isn't a defense but neither the newspaper nor the local ins. co. told us that we needed extra coverage. How can a rinky dink paper rt. support commercial ins. on a couple of vehicles? We have been almost afraid to even drive our liability vehicles on it now. Progressive may be worse or pickier than other insurance companies? - I just don't know what to do, the banker says sue. Or we could get a loan to fix the vehicle & owe $19,000 on an $11,000 vehicle or just tow it ito our yard & let it set. They didn't have a written application 6 years ago and at that time no one in our family was doing a paper route. Since that time we have just added and deleted vehicles and kids to our policy. And no I never read the full policy that comes in the mail.
Do I need to provide driver's license # and a copy of vehicle insurance upon offer of a job position? First thing first, I'm from Toronto, Ontario, Canada. I was recently offered a job and I needed to provide few things in its employment sheet. 1. SIN(no problem with this one) 2. A void cheque (no problem again) 3. A copy of vehicle insurance and driver's licence (???????) What's with #3?... So far no other employers that I know of asked those two things. Sorry, I should've mentioned, It's an office job that do not require driving. Apparently, I didn't need to provide those info since I don't work as a driver as you all said. Thanks everyone.
Motor vehicle insurance for teenager with permit? My son is signed up to take driver's education next year. He will receive his permit after taking the course. However, he has no desire to drive and does not want to get his driver's license after he takes the course (whether he will still think this way after taking the course is yet to be seen). My question is do I still have to carry motor vehicle insurance on him if he just has a permit and not a license? We are in Illinois. Thank You
What is the fine for no proof of vehicle insurance in Minnesota? What can I do? I borrowed a car and got pulled over for not coming to a complete stop at a stop sign. I called the owner and he added the insurance that same day. I took the papers to DMV and they said they would not accept it since it was dated the same day. I got a hearing time a couple of months from now. Is this a felony for me? What might the fine be? I'm not sure on anything. Thanks for the SPAM Arthur. You were useless and probably still are.
HELP! What are the consequences of driving without vehicle insurance in CA? My girlfriend was driving without car insurance without my knowledge. She got into an extremely small fender bender with very MINIMAL damage. The other person called the police and he gave her a ticket for a court date. We know that she needs car insurance. What is likely to happen now? Is there anything we can do???Please help!
When financing a vehicle - insurance question? I am considering financing a new car and know I have to carry full coverage insurance but I was wondering: if the vehicle is financed solely in my name, does the insurance policy have to be in my name as well? I live in colorado if it makes a difference.
Can I rent a vehicle without auto insurance? I do not own a car at this time. I will be renting a vehicle to go out of town next weekend. I assumed that I could purchase insurance through the rental agency. After reading the description of the Damage Waiver (which is available for an additional charge), I see that it is NOT insurance. Am I able to rent a vehicle without my own auto coverage? How do I go about this? Please site sources for your anwswers. Thanks!
How do vehicle insurance work? My husband was involved in a collision, in which he is the victim, he was driving when suddendly someone rear ended our truck, he immediately lost conciouseness and doesn't remember anything else, but the other guy accepted responsability because he had a diabetic shock so he stiffened and press the gas peddle all the way there fore rear ended my husband and then crashed in to him on the right side after my husband had crashed with a post. my husband was taken to the hospital and our truck to the storage place, who should pay for the towe truck fees and the storage? My husband can't go to work and we are unable to pay our rent, because we both work together and that was our only source of transportation, we had also invested alot in the truck customizing it, should the other guys insurance pay for everything? or should our insurance pay?
How do I renew my vehicle registration after a lapse in insurance in Pennsylvania? Approx. 8 months ago I let the insurance on my car lapse due to financial hardship. My registration expired a month later, as in Pennsylvania you need proof of insurance to renew the registration. I recently purchased insurance for the vehicle again; how do I renew the registration? I never received any letters from the PA DMV about turning in the plate, so I still have it. I didn't even know you had to turn them in until recently! Is this going to cause a problem?
Sent my keys to insurance company and they lost them and now vehicle found? My car was stolen so i filled out the information and sent it and my keys to the insurance company. I was called by the local police dept. who stated my vehicle has been found. I called my insurance company to get my keys back but they advised they never received them. Now i have no keys and now way to pick up my vehicle. Does the insurance company have to pay me for my car still? What can I do?
Can i purchase insurance for a vehicle that my parents still legally own? My parents legally own the vehicle that I have driven for the last 6 years in Texas. This year I got married and purchased my own insurance policy. We just had the car re-registered in June in the county they live in. To save from having to get it registered again in the county I live in if they sign over the title we thought about just keeping things the way they are until next year. Will i run into any legal problems by maintaining an insurance policy for the vehicle even though I do not own it?
Can I get cheaper insurance while my vehicle is in storage? I'm going to be out of the country for a while, and am putting my car in an auto storage place. But since I'm keeping it registered and leaving the plates on it, I have to maintain insurance. Do any insurance companies offer cheaper insurance or a special type of insurance that I can put on there, since I wont be driving the vehicle? This is because I'm deploying to Iraq, btw.
What lets officers know right away that I have insurance on the vehicle? I'm sort of new to the whole laws of driving thing and live in the state of Texas. I went to go get my registration renewed on my car today and asked for my insurance. When officers pull you over and run your plates, what is it that lets them know right away (without getting out of their vehicle) if I have insurance or not? Is it the vehicle registration?
Can insurance change your vehicle designation? repairs on my motorcycle which included frame change were authorized by my insurance. However the new frame came w/o a vin # which I had to get stamped for a new title. Now I have a "specialty constructed vehicle", which is not for resale in California. is this legal?
Do I need to claim accident in company vehicle with my insurance company? I want to get new insurance but I was in an accident in a company vehicle. I got the ticket, but the company's insurance paid the claim. My personal insurance wasn't affected. Do I have to tell my insurance co about the accident? With my current insurance I did. But my premiums are outrageous! I did, but this insurance co. wants to know what MY insurance paid. This was the company's insurance co.
Which state's vehicle insurance requirements do I have to follow? I live in Oregon but do not plan on staying here permanently but my car is registered in California. I intend to keep my car registered in California. But do insurance companies require me to insure following Oregon standards or California standards? In other words, if I get into a car accident while temporarily living in Oregon, will my California insurance be valid?
employers asking employees to pay excess on vehicle insurance? our boss has put a memo out stating that if we have a traffic accident and the company has to pay, the driver must pay the £500 excess, is this legal? in reply to the first answer who mentioned a ticket ? and people seem to agree with his answer? please if you answer the question at least read it first
How do I go about getting my own vehicle insurance? I'm 19, in college, and I'm still on my mom's vehicle insurance. I pay for my own though. Do I just call my insurance provider (Progressive) and get them to set it up for me or does my mom have to do it because she is the policy holder? Will it be cheaper for me to stay on my mom's policy? TIA!
What will happen if I go to court this Monday for driving a vehicle without insurance and......? What will happen if I go to court this Monday for driving a vehicle without insurance and when I go I still don't have insurance? I was told if I get insurance it will probably be thrown out, but since I don't have it, I wonder what will happen. I want to get like yesterday, but I can't afford it until this Friday which will be after the court date. What are the repercussions? Will I lose my license?
Does insurance cover the vehicle or driver in California? For example, if I want to let someone else drive my car, that I pay insurance on (and they are not specifically listed on the policy - i.e. relation/friend/someone who wants to test drive if I sell the vehicle), in the event of an accident, will I and the driver of the vehicle and the car be covered by my policy?
How do most major auto insurance work when a vehicle is stolen? My Uncles SUV was stolen and he is afraid that they will recover it vandalized and given back to him. He doesn’t want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?
Is hail damage to a vehicle covered by homeowners insurance? Just last week we had a severe hail storm and unfortunately it caused damage to my vehicle. Would that be covered by homeowners insurance since it was on the property at the time of the storm? I do not have full coverage on my car, that is why I am asking.
Fines dished out for having no vehicle tax/insurance or mot? Should the fines received for having no vehicle (car, bike) mot, insurance or tax be doubled to deter people from driving with no insurance, mot or tax. My opinion is that if you cant afford the 3 then you shouldn't have a car ? What does everyone think ? I accept that there are people who will genuinely forget but how would you tackle that,
Can someone reccomend an car insurance to cover my vehicle while visiting Mexico? I have Progressive , but they will only cover 20 miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if someone can refer me to a legitimate car insurance for taking your vehicle into Mexico. Please give me any you know of either by site, or phone number, or even by name and I will look up the rest. Thanks
Does the vehicle make have to match when submitting proof of insurance to get my window sticker? I lost the proof of insurance with my one vehicle on it, but have the stub from the other vehicle. The policy number is the same. Can I just send the other stub with my check to the county to get my window sticker or are they going to pitch a fit about it? I lost the proof of insurance for my one car, but have the stub for another car on the same policy. Can I submit that instead with my check to get my window sticker? I am in Texas.
If an insurance company considers a vehicle totalled, can I still keep my vehicle? I was in a accident today and if my car is considered total and the insurance company cuts me a check for what they think its worth, can I also keep my vehicle in addition to the insurance check. Does the insurance company take possesion of the vehicle if its totalled out. My car was still running after the accident but since the airbag deployed and there was some front end damage it may be totalled out. I am hoping I can have my car back even if they total it. Any ideas
RE: How do most major auto insurance work when a vehicle is stolen? My Uncles SUV was stolen and he is affraid that they will recover it vandalized and given back to him. He doesn’t want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?
What will insurance cover if my vehicle was stolen? My vehicle was stolen and, thankfully, recovered the next day. However, the keys (nor the thief) were not found. The vehicle had to be towed from campus to the police station, then I had to have new keys made for the car. I understand that I made the mistake of leaving the keys inside the car and I have accepted the consequences. However, I was wondering 1. If my insurance would reimburse the cost of the towing ($65) and the cost of having the keys made ($95)? I have both receipts. 2. I understand there are different coverages for insurance policies, so if any would cover these costs, which type of coverage would I need? Any information would be greatly appreciated. Yeah, it seems like a low cost, but I'm in college and I really couldn't affford to dish out $160. I don't have enough money to get home for the holidays now.
Can someone reccomend an car insurance to cover my vehicle while visiting Mexico? I have Progressive , but they will only cover 20miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if someone can refer me to a legitimate car insurance for taking your vehicle into Mexico. Please give me any you know of either by site, or phone number, or even by name and I will look up the rest. Thanks
Can I Drive A Vehicle On Fleet insurance? Can a business with 10 vehicles allow any employer with a driving licence to drive them. if so is their a special licence the business must have with the insurance.
Can anyone reccomend an auto insurance to cover my vehicle while visiting Mexico? I have Progressive , but they will only cover 20miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if anyone can refer me to a legitimate auto insurance for taking your vehicle into Mexico. Please give me any you know of either by website, or phone number, or even by name and I will look up the rest. Thanks
is there some kind of 3 strikes and you out rule with vehicle insurance companys? my husband said a long time ago this happend to him; his company droped him after 3 accidents even though 2 were not his fault. Now this is happing to my dad his company is dropping him because of 3 accidents and none of which were his fault. can these company's do this? do they have to follow any laws? is there a way to get them to change their minds? my father is worried about getting dropped because he also has a insurance pollicy on his busness which he can't lose. and he is also worried he will have a hard time finding a new company willing to insure him.
Will my insurance cover my business vehicle? I purchased a car for my business. I had no credit for my business (inc.) so I had to cosign for the vehicle and get it on my credit. When the vehicle was insured I used my personal insurance. If I get into an accident, will my insurance cover it? I believe the vehicle is registered to my business
Can I use an insurance check to pay down my vehicle instead of fixing the damage? Geico is the insurance company. We got a lot of hail damage yesterday to our vehicle and we have full coverage. They are starting to process the claim and I have to go to their body shop to get the damage assessment next week, but I would rather pay down my debt on the vehicle rather then fix the hail damage on it. We owe around 4,000 still. Does anyone know if you have to fix the damage with this insurance company or can you use the money to pay off the lein holder?
Use of vehicle for insurance premiums? Auto insurance companies always ask what is the primary use of the vehicle-commute,work,school,pleasure, etc. What is the best answer to get lowest premium? the "pl" is pleasure, yahoo shortened it for some reason
Will my insurance go up if my vehicle would be out of town? Ok so i'm 18 and will be going to college 186 miles from my home in pittsburgh. I'm currently listed as a primary driver on my parents insurance. Will my insurance rates go up just because the vehicle would no longer be located at home? I don't believe it should because if i'm listed as a primary driver what difference does it make where the vehicle is located? Does anybody know if it would go up?
Can someone reccomend an car insurance to cover my vehicle while visiting Mexico? I have Progressive , but they will only cover 20miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if someone can refer me to a legitimate car insurance for taking your vehicle into Mexico. Please give me any you know of either by site, or phone number, or even by name and I will look up the rest. Thanks
RC book and vehicle insurance missing, what to do? Bike's RC book and insurance missing, what to do? I live in Chennai, Tamil Nadu, India. My bike's RC book and insurance papers are missing. What should I do now? While driving a bike, what documents I should carry with me?
How can i obtain insurance information from the opposing vehicle? I was in a car accident recently and the other vehicle is registered out of state. I reside in New York and would like to know how to obtain insurance information from the state of Illinois. The police report does not provide the insurance info. I only have his plate number, policy number, and VIN number? how can i obtain the insurance info for the other vehicle ?
Vehicle Insurance question PLZ help if you have input? Heres the story: I woke up to go to work one morning and my car wasnt there. I made sure nobody was screwing with me first then I called 911 to report my car was stolen. They ask me all sorts of questions and then tell me they found my car overnight parked at a street light in the middle of the road. They said the keys were found in the ignition and it was reported abandoned. The police department had my vehicle impounded. So I went to pick up my truck at the impound yard. It wouldnt start. The engine was fried and blown. My insurance company sent a man to look and asses the truck. He said my oil pan was cracked and they prolly ran it with no oil causing it to blow. My insurance company says that it was poor maintanance that caused my engine to blow, not the car being stolen. The body shop my vehicle is at says they hit something causing the crack. My insurance company wont repair my vehicle. Is their any more action I can take? what can I do? The keys in the ignition were a spare set that I lost almost 2 years ago.
i have a salvaged vehicle is it wise to keep collision insurance? according to most insurance agencies if your vehicle is in an accident it is valued by kelly bluebook. a salvaged vehicle has no value according to kelly (and others). If that is the case if my car gets totalled would there be any payoff ? Im wondering if I should pay an extra 600 a year for collision if it is not going to do me any good. Thanks in advance
How do I handle insurance etc. when selling a vehicle by owner? I live in Michigan and the buyer is coming from Indiana. Should I cancel my auto insurance before the buyer leaves with the vehicle? What if the buyer dosn't have insurance for it yet (and can't get it today, because it is Saturday) and asks me to wait till Monday to cancel my policy on the vehicle? What about registration and sales tax?
Vehicle insurance question. If you can help PLZ read? Heres the story: I woke up to go to work one morning and my car wasnt there. I made sure nobody was screwing with me first then I called 911 to report my car was stolen. They ask me all sorts of questions and then tell me they found my car overnight parked at a street light in the middle of the road. They said the keys were found in the ignition and it was reported abandoned. The police department had my vehicle impounded. So I went to pick up my truck at the impound yard. It wouldnt start. The engine was fried and blown. My insurance company sent a man to look and asses the truck. He said my oil pan was cracked and they prolly ran it with no oil causing it to blow. My insurance company says that it was poor maintanance that caused my engine to blow, not the car being stolen. The body shop my vehicle is at says they hit something causing the crack. My insurance company wont repair my vehicle. Is their any more action I can take? what can I do? The keys in the ignition were a spare set that I lost almost 2 years ago.
Vehicle Insurance question PLZ help if you can? Heres the story: I woke up to go to work one morning and my car wasnt there. I made sure nobody was screwing with me first then I called 911 to report my car was stolen. They ask me all sorts of questions and then tell me they found my car overnight parked at a street light in the middle of the road. They said the keys were found in the ignition and it was reported abandoned. The police department had my vehicle impounded. So I went to pick up my truck at the impound yard. It wouldnt start. The engine was fried and blown. My insurance company sent a man to look and asses the truck. He said my oil pan was cracked and they prolly ran it with no oil causing it to blow. My insurance company says that it was poor maintanance that caused my engine to blow, not the car being stolen. The body shop my vehicle is at says they hit something causing the crack. My insurance company wont repair my vehicle. Is their any more action I can take? what can I do? The keys in the ignition were a spare set I lost almost 2 years ago.
Vehicle Insurance Survey4? 11) Please mention your agreement level with the following statements 1) Strongly disagree 2) Disagree 3) Neutral 4) Agree 5) Strongly Agree Statements12345 My insurance company settle claims faster as per my expectation My company introduces different product to my requirement My insurance company does not settle claims as per my expectation 12) Please mention the level of satisfaction with the following features offered by current insurance company. CriteriaHighly DissatisfiedDissatisfiedNeutralSatisfiedHighly Satisfied Cost Brand Referral Hassles free claims Bonus rate Ease of purchase Return fee Professional advice Linked with another product Choice of selecting your own service centre 13) How many years you have been using your vehicle (i) Less than 2 YEARS[ ] (ii) 2-5 YEARS[ ] (iii) 5-10 YEARS[ ] (iv) MORE THAN 10 YEARS[ ] Please fill Vehicle Insurance Survey5
Vehicle Insurance Survey? 1) Please mention the Number of Two wheelers in your family 1[ ] 2[ ] 3[ ] more than 3 [ ] 2) Please mention the Number of Cars In your family 1 [ ] 2 [ ] 3 [ ] more than 3[ ] 3) Please mention your agreement level with the following statements a)Strongly disagree b) Disagree c) Neutral d) Agree e) Strongly agree ->Insurance is a vital way to protect my possessions ->Insurance is a constraint due to its mandatory nature 3. How often you come across the advertisements about Insurance in Television Frequently [ ] Very often [ ] Sometimes [ ] Always [ ] Never [ ] Please search for Vehicle Insurance Survey2 and answer for my friends project
Vehicle insurance type? Which is the following is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident? A. Collison C.Comprehensive D. Deductible I thought that this answer was B Liability. But i am very confused on it. Thanks for the help!!
Vehicle insurance lapse? I forgot to pay my vehicle insurance for a year. is it possible to obtain a new insurance for my bike. my previous one was with new india assurance
Vehicle Insurance policy insurer? Hi... i have a question about a problem that i'm having. I recently got in a car accident with a driver from the new jersey stat. i wish to find the insurance company who insured the veichle who crash my vehicle. i have a police report which states the Vehicle number and the vin number is that helpful.
My Massachusetts motor vehicle insurance carrier is terrorizing me, please help.? I was involved in a rear-end motor vehicle accident in Massachsuestts one month ago. The person who crashed into me from behind is from Massachusetts and owns the car that rear-ended my car. Both cars had insurance. The defendant's insurance company has already accepted 100% liability for the accident. The problem, however, is my own insurance company is investigating my claim! I did nothing wrong. My own insurance company recently had me undergo an examination under oath in the office of the law firm that they use to represent them. 'During the examination, the attorney showed my a copy of my criminal record (which had nothing to do with my accident). My question is-----isn't a person's criminal record private? How can an insurance company simply get a person's criminal record when (a) it had nothing to do with the accident and (b) no lawsuit has even been filed. Isn't this an invasion of my privacy since i never consented to them having it, yet, they got a copy of it. Please help
health insurance and vehicle insurance in U.S.? Hi, I have heard that in U.S. getting health insurance and your vehicle insurance is mandatory and not your option/choice. Is that true? If yes, what is the rationale behind government enforcing this on citizens? Thanks,
vehicle insurance question? If I make a buisness delivery for my employer in my personal vehicle and have an accident, will my insurance cover me?
No Vehicle Insurance Verification? Is there anyway to turn someone in anonymously that does not carry insurance verification in on their vehicle? I don't know if that is something that the police would actually go find someone for. I know that if she gets pulled over or has a wreck, the police will obviously find out but will they do anything if I turn her in?
Should parents help out with a vehicle/insurance/gas? I am 16, and do not have a drivers license yet (will in Dec). I work at home doing work for clients online, and help out with my dad's self-run internet software business. Right now, I am required to pay for my vehicle, gas, and insurance. My parents say this is so I will value driving and my vehicle before. I am financially responsible, and work hard for my money. I paid the $310 for driving school from money I made off of a website I did for a client. When I can get a license, I plan to get a vehicle, and will have about $8000 in money that I've earned from online business. I swim competitively, and will be driving about 20 miles every day to get to the pool, then 20mi to pick up my bro from tennis the other way. I am still required to pay for it all. Is there a way I can talk to my parents to help me out with a vehicle, insurance, or gas? Is there a reason they should help out? It seems most of my friends get some of it or all, but I don't want to use that excuse. Thanks! By the way, I respect my parents decision to do this - it can really help build my appreciation towards driving and owning/operating a vehicle - I am just hoping for a little bit of help. If not, then I just suck it up and be proud for what I've got.
Iowa state residents only, please... (vehicle insurance)...? I have a friend that came from Iowa and as I understand it, she claims that a vehicle being over so many years old does not require insurance. So, she comes to the state of NY and I'm inclined to believe that this is not recognized in NY and that all vehicles in the state of NY should and will be insured regardless of which state it's from. Please give me some info on this before somebody gets killed.(like children ??...) mainly the ones that I care for.
If I have a valid PA license and a suspended NC privilage how can I buy a vehicle/insurance in NC for use inPA Trying to get to classes in PA. My PA license is valid but privelage in NC is suspended. I am living in NC but a resident of PA. The car I am purchasing needs titled in NC, and my father is willing to title it for me because you need a valid NC drivers license(which they are residents of NC). 1. I never have had a valid nc license and 2. my privilege is revoked in NC. Problem 2 is getting it insured. I can be added to the vehicle as a driver but I am afraid of alerting red flags to the state that I will be driving the vehicle. My insurance company is located in PA, would they insure me under this car if it is a NC title? NOTE MY PRIVILEGE IN PA HAS NOT BEEN REVOKED. THE DRIVERS LICENSE COMPACT DID NOT WORK ITS WAY TO PA SOMEHOW. I HAVE CALLED THE STATE AND I AM STILL AUTHORIZED TO DRIVE.
vehicle insurance sellers.. how do i become one? iv been thinkin i want to sell insurance for commercial vehicles...do i need to take any courses??? how do i get closer to getting this job and being qualitfied??? what looks good on a resume to an insurance company?
If I take out vehicle insurance through AARP, will I have a hard time being compensated if I ever have a claim I am tempted to check into AARP insurance for my vehicles, it's through a reputable company, Hartford, but I am concerned about if there would be any problem filing a claim and being compensated if the need ever arose. Right now, I have insurance through a local company, and I know the agent personally, who I can holler at if need be to get a claim satisfied, but dealing with a large national company makes me wonder if there would be any problem satisfying a claim. Anybody out there had any experience with satisfying a claim through AARP with Hartford ins. I appreciate any input. Any other input would be helpful also, thanks.
Liability insurance on a financed vehicle.? so back in July I got a used vehicle from the dealership I had just started working at. When it came time for proof of insurance I gave them my insurance card and thery made a copy and that was that. Well last week I was in an accident which totaled the car. Now I realize I was supposed to have full coverage on the financed vehicle, and the insurance refuses to take the blame. They never asked when we added the car to the policy if it was being financed or not, as well as the lender Chrysler Financial never verified that the vehicle had insurance at all. What do I do? I have a totaled car that can't even be sold for parts because I owe close to 7K on it, I am unable to drive it. Who's fault is this, no one verified that there was full coverage on the car, and I have to keep paying on it? should I get lawyer?
Car crash without contact with other vehicle - Liability insurance only? Someone cut me off yesterday and I crashed my car into the curb and hit a Stop sign. I have liability insurance only. There was no contact with his vehicle but there are significant damages to my car. Nobody was injured. Is the other cars' (that cut me off) insurance company liable to pay for my damages even though there was no contact? The police did not write up a ticket or make a complaint since we had already exchanged insurance information, no one was injured and he (the other driver) agreed that it was his fault and readily gave me his insurance information. Any help on how I should go about claiming damages is appreciated.
Which vehicle should I buy? Considering hybrids, miles per gal, initial vehicle cost, insurance, etc...? We need a vehicle, and with all the options available now, I'm having a hard time determining overall cost for owning and operating a traditional car compared to a hybrid. The new 2008 Tahoe Hybrid costs $50,000 but will it save me a ton of money in gas compared to a non-hybrid SUV that might cost me 35,000? We need seating for 6, so I'll consider any vehicle with that capacity, but really don't like the gas mileage of most SUVs, especially now with our Explorer - terrible gas mileage. If you consider the overall expense of the initial purchase, gas price, insurance, repairs, is a hybrid really saving me that much that I should pay $50,000? Any suggestions for cars that seat 6 would also be appreciated. Obviously, I'm trying to find the lowest operating costs. Thanks!
Motor vehicle insurance claim under indian law? My friend recently i.e., about 3 months, bought a TATA Indica 2005 model car second hand. He got the registration transfered into his his name but did not intimate the change of ownership to the Insurance company. Today the car that was kept under thached shed reduced to metal skeleton due to fire accident. My question is since the insurance policy as on today is still standing in the name of previous owner... will non-intimation of change of ownership affect my friends chance of claiming insurance? are there any decided case laws on this aspect? Pls. Help with advices. hi dear Mr. unknown what you say is true only in case of third party liability not to own damages - in my friends case the company refused to cover damages for the non-compliance of intimation of change of ownership.
License was not in hand while driving an Unregistered vehicle with No Insurance and Fictitious Plates. Help? Hello, I am a resident from NJ. I am 18 years old and got pulled over for having Fictitious Plates but at the same time I did not have my license on me. The car was not insured or registered. It's my first conviction and I have been given about 4 tickets which include Fictitious Plates, Unregistered Vehicle, No Insurance, and Failure to Exhibit D.L. I have court dates within 2 weeks. I was wondering if anyone could tell me what to expect. Thanks.
I met with an accident.i am at fault.I do not have enough insurance to cover the other persons vehicle? I met with an accident.i am at fault.I do not have enough insurance to cover the other persons vehicle.His insurance company is going to pay the full claim from him.My insurance company will pay only the limits to his insurance comp.And the extra amount ,I have to pay is around 19000$ which I won't be able to pay.Any way I can handle this situation? Hi...Thanks for the answers.If the other insurance company is suing me before when they wil sue me?(months,days?)
Please help me understand Canadian vehicle insurance stuff!? Hello, I recently bought a new car and am in need of insurance. Thing is, I don't understand insurance! If someone could please give me a breakdown of how insurance works and certain parts of insurance I should have opposed to parts that aren't necessary. Whats liability? Third party liability? Collision? Comprehensive? Any links would help as well. Thanks,
Vehicle collision during insurance payment lapse..? I was driving a friend's car, hit by another vehicle, then learned my friend's husband had (accidentally, I assure you) failed to pay the auto insurance bill. As the uninsured driver, I am liable for the damage to both cars by CA law. I had no reason to suspect that I was driving an uninsured vehicle and would not have done so had I been aware of the situation. My friend is paying for the damage to her car (minor- the bumper had been ripped up, but no body work needed), and I was sent a bill for the damage to the other (considerably worse). I certainly don't have the money for this, but the other driver's insurance won't pay for it, nor will my friend (I'm only slightly bitter considering I'm broke, she's loaded, and I was doing her a favor when this happened. Meh). Anyway, am I legally responsible for this? The accident wasn't my fault and I didn't know I was driving uninsured. I was driving a friend's car, hit by another vehicle, then learned my friend's husband had (accidentally, I assure you) failed to pay the auto insurance bill. As the uninsured driver, I am liable for the damage to both cars by CA law. I had no reason to suspect that I was driving an uninsured vehicle and would not have done so had I been aware of the situation. My friend is paying for the damage to her car (minor- the bumper had been ripped up, but no body work needed), and I was sent a bill for the damage to the other (considerably worse). I certainly don't have the money for this, but the other driver's insurance won't pay for it, nor will my friend (I'm only slightly bitter considering I'm broke, she's loaded, and I was doing her a favor when this happened. Meh). Anyway, am I legally responsible for this? The accident wasn't my fault and I didn't know I was driving uninsured. Also, I don't have a car and so have no insurance of my own. No police were involved. Blech. Thank you for your responses. To clarify, no police were involved, so nobody has been found legally at fault as of yet, however the other driver was going twice the speed limit and rear ended me because she didn't see a stop sign I had paused at. I don't doubt that she is at fault and believe her insurance should pay. I don't have a car and therefore don't have insurance, so that rules that out.
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