Auto and Car Insurance
Vehicle Insurance Knowledge Base
Vehicle Insurance? I have purchased an ambassador car of 1951 model.It is registered in my name at DTO.Now I want to get it insured.But the insurance companies denied to insure my vehicle. They said that they don't insure such a old car. Please advise
What is the difference between Commercial Vehicle Insurance and Private Insurance? What is the difference between the two when it comes to hitting someone's car and totalling it? Is it true that companies with commercial insurance are most likely to "replace" a totalled car versus private insurance to keep from being sued. Also what is the practicality with settlements after the car has been totalled? Anyone ever get in an accident involving a company owned vehicle with commercial insurance?
Why I need a vehicle insurance when police check for vehicle documents ? Why I need a vehicle insurance when police check for vehicle documents, I know that Insured is to claim ur money in case of any damage to ur vehicle but, I think its my whish that whether I want to get my vehicle insurance claim or not, than why Indian police claim fine if I don’t have Insurance paper after all its my whish whether I want or don’t want my vehicle to be insured. Or, is it a document needed for police verification if yes than why?
Why do i need a vehicle specific insurance to renew my tax disc? I have a comprehensive insurance on a vehicle and have just bought a second vehicle which I would be insured for third party anyway as part of the comprehensive policy on my first vehicle. But DVLA (UK) insists on a vehicle specific insurance policy. Is this legally correct? As fas as DVLA are concerned I am driving my second vehicle with an adequate 3rd party cover so why should they insist on a vehicle specific policy. What is my legal standing if I contest the clause put forth by DVLA?
What is the solution to our wrecked vehicle and insurance not paying? Have you heard of newspaper carriers having to carry commercial or extra insurance on their car? Well we hadn't, my son drives a 60 mile route throwing 100 to 150 plus rack papers every day and the day he drove the good car (2004 Blazer that we owe $10,000 on) fell asleep and wrecked on a gravel road (well the ditch actually) and the vehicle has around $9,000 worth of damage. Before the adjuster came to look, they denied our claim. I know stupidity isn't a defense but neither the newspaper nor the local ins. co. told us that we needed extra coverage. How can a rinky dink paper rt. support commercial ins. on a couple of vehicles? We have been almost afraid to even drive our liability vehicles on it now. Progressive may be worse or pickier than other insurance companies? - I just don't know what to do, the banker says sue. Or we could get a loan to fix the vehicle & owe $19,000 on an $11,000 vehicle or just tow it ito our yard & let it set. They didn't have a written application 6 years ago and at that time no one in our family was doing a paper route. Since that time we have just added and deleted vehicles and kids to our policy. And no I never read the full policy that comes in the mail.
is vehicle insurance for two wheeler necessary as per traffic rules in hyderabad? Hello friends, i just was caught by the traffic police in hyderabad and he said that insurance for vehicles(2 wheeler) is must as per traffic rules i wanna know is this true, if yes what is the fine for violating this rule please help me out.........
Motor vehicle insurance for teenager with permit? My son is signed up to take driver's education next year. He will receive his permit after taking the course. However, he has no desire to drive and does not want to get his driver's license after he takes the course (whether he will still think this way after taking the course is yet to be seen). My question is do I still have to carry motor vehicle insurance on him if he just has a permit and not a license? We are in Illinois. Thank You
What is the cheapest motor vehicle insurance company in NY right now? I wanted to know if anyone knew of any good insurance companies with low rates. I'm kinda sick of the one I have now Geico. Service is not great, guess they spend too much money on commercials and none on customer service. Any info would be great! Thanks.
If I cancel my vehicle insurance policy, when am I likely to get my money back? In the terms and conditions on my insurance company's website it states that refund payment will be paid into my bank account on return of the insurance certficate- when they recieve this, will my money likely go back into my bank account this same day? Or is it likely to take up to 7 working days etc. ?
Can they bill my vehicle insurance to me if I open a new policy today? I was recently abandoned by my boyfriend (he's out of town for a month) and my car is not legal. I want to open a new insurance policy but do not have the cash to make the initial payment. Can they bill it to me?
HELP! What are the consequences of driving without vehicle insurance in CA? My girlfriend was driving without car insurance without my knowledge. She got into an extremely small fender bender with very MINIMAL damage. The other person called the police and he gave her a ticket for a court date. We know that she needs car insurance. What is likely to happen now? Is there anything we can do???Please help!
Speeding ticket in Ontario, How much will an increase be on my insurance per vehicle? I have just gotten a speeding ticket in on my Ontario driver's license. Can anyone tell me a rough figure as for how much as an average I could be paying on extra insurance for my vehicle when it gets updated? And how long will these penalty premiums be in effect? Thank you.
Can I rent a vehicle without auto insurance? I do not own a car at this time. I will be renting a vehicle to go out of town next weekend. I assumed that I could purchase insurance through the rental agency. After reading the description of the Damage Waiver (which is available for an additional charge), I see that it is NOT insurance. Am I able to rent a vehicle without my own auto coverage? How do I go about this? Please site sources for your anwswers. Thanks!
How do vehicle insurance work? My husband was involved in a collision, in which he is the victim, he was driving when suddendly someone rear ended our truck, he immediately lost conciouseness and doesn't remember anything else, but the other guy accepted responsability because he had a diabetic shock so he stiffened and press the gas peddle all the way there fore rear ended my husband and then crashed in to him on the right side after my husband had crashed with a post. my husband was taken to the hospital and our truck to the storage place, who should pay for the towe truck fees and the storage? My husband can't go to work and we are unable to pay our rent, because we both work together and that was our only source of transportation, we had also invested alot in the truck customizing it, should the other guys insurance pay for everything? or should our insurance pay?
Do you agree or disagree with mandatory motor vehicle insurance? Just a question I thought I'd throw out there. Explain your position, if you don't mind. Thanks.
what is rule of in the case of unregistered vehicle insurance claim? i have one vehicle but it is not registered by RTO and this vehicle has been stolen..
How do I renew my vehicle registration after a lapse in insurance in Pennsylvania? Approx. 8 months ago I let the insurance on my car lapse due to financial hardship. My registration expired a month later, as in Pennsylvania you need proof of insurance to renew the registration. I recently purchased insurance for the vehicle again; how do I renew the registration? I never received any letters from the PA DMV about turning in the plate, so I still have it. I didn't even know you had to turn them in until recently! Is this going to cause a problem?
Do I need insurance for an inoperable vehicle if I do not hold the title? I have a vehicle for which the title is held by the bank. It recently became inoperable, and we are working on getting it repaired. In the meantime, am I required to pay for insurance on the vehicle?
Can I get cheaper insurance while my vehicle is in storage? I'm going to be out of the country for a while, and am putting my car in an auto storage place. But since I'm keeping it registered and leaving the plates on it, I have to maintain insurance. Do any insurance companies offer cheaper insurance or a special type of insurance that I can put on there, since I wont be driving the vehicle? This is because I'm deploying to Iraq, btw.
Do I need to purchase any other insurance when renting a vehicle? I am going to be renting a car soon. My mastercard offers insurance for the vehicle. Is there any other insurance I should buy from the car rental company? I don't want to get in an accident and discover that I am not fully covered.
Can insurance change your vehicle designation? repairs on my motorcycle which included frame change were authorized by my insurance. However the new frame came w/o a vin # which I had to get stamped for a new title. Now I have a "specialty constructed vehicle", which is not for resale in California. is this legal?
What are some states that do not require vehicle insurance? Im writing a paper for a law ethics class on insurance scams.
Do I need to claim accident in company vehicle with my insurance company? I want to get new insurance but I was in an accident in a company vehicle. I got the ticket, but the company's insurance paid the claim. My personal insurance wasn't affected. Do I have to tell my insurance co about the accident? With my current insurance I did. But my premiums are outrageous! I did, but this insurance co. wants to know what MY insurance paid. This was the company's insurance co.
What will happen if I go to court this Monday for driving a vehicle without insurance and......? What will happen if I go to court this Monday for driving a vehicle without insurance and when I go I still don't have insurance? I was told if I get insurance it will probably be thrown out, but since I don't have it, I wonder what will happen. I want to get like yesterday, but I can't afford it until this Friday which will be after the court date. What are the repercussions? Will I lose my license?
Is there anyway to get a vehicle off of my insurance without turning in the plates? My ex-boyfriend borrowed my car, it is titled, registered and insured by me. I have no idea where he is and no idea how to get in touch with him. How can I get the vehicle off of my insurance if I can't get the license plates?
on arrival at the port of tangier, how do you go about getting vehicle insurance? there will be 6 motorbikes in our party.Any tips or advise would be greatly appreciated. Cheers.
How do most major auto insurance work when a vehicle is stolen? My Uncles SUV was stolen and he is afraid that they will recover it vandalized and given back to him. He doesn’t want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?
Can someone reccomend an car insurance to cover my vehicle while visiting Mexico? I have Progressive , but they will only cover 20miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if someone can refer me to a legitimate car insurance for taking your vehicle into Mexico. Please give me any you know of either by site, or phone number, or even by name and I will look up the rest. Thanks
What is the usual amount of insurance coverage on aused vehicle that cost around 12000? I am buying a newer car and I only have liability insurance right now. How do I know how much coverage I should have once I get a newer vehicle?
Does the vehicle make have to match when submitting proof of insurance to get my window sticker? I lost the proof of insurance with my one vehicle on it, but have the stub from the other vehicle. The policy number is the same. Can I just send the other stub with my check to the county to get my window sticker or are they going to pitch a fit about it? I lost the proof of insurance for my one car, but have the stub for another car on the same policy. Can I submit that instead with my check to get my window sticker? I am in Texas.
If an insurance company considers a vehicle totalled, can I still keep my vehicle? I was in a accident today and if my car is considered total and the insurance company cuts me a check for what they think its worth, can I also keep my vehicle in addition to the insurance check. Does the insurance company take possesion of the vehicle if its totalled out. My car was still running after the accident but since the airbag deployed and there was some front end damage it may be totalled out. I am hoping I can have my car back even if they total it. Any ideas
RE: How do most major auto insurance work when a vehicle is stolen? My Uncles SUV was stolen and he is affraid that they will recover it vandalized and given back to him. He doesn’t want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?
What will insurance cover if my vehicle was stolen? My vehicle was stolen and, thankfully, recovered the next day. However, the keys (nor the thief) were not found. The vehicle had to be towed from campus to the police station, then I had to have new keys made for the car. I understand that I made the mistake of leaving the keys inside the car and I have accepted the consequences. However, I was wondering 1. If my insurance would reimburse the cost of the towing ($65) and the cost of having the keys made ($95)? I have both receipts. 2. I understand there are different coverages for insurance policies, so if any would cover these costs, which type of coverage would I need? Any information would be greatly appreciated. Yeah, it seems like a low cost, but I'm in college and I really couldn't affford to dish out $160. I don't have enough money to get home for the holidays now.
How can I add vehicle registration service to my insurance office? I have an insurance office and I would like to add the vehicle registration service. What do I need to do to do so? Do I Have to go to some classes? Do i need to get certified?
is there some kind of 3 strikes and you out rule with vehicle insurance companys? my husband said a long time ago this happend to him; his company droped him after 3 accidents even though 2 were not his fault. Now this is happing to my dad his company is dropping him because of 3 accidents and none of which were his fault. can these company's do this? do they have to follow any laws? is there a way to get them to change their minds? my father is worried about getting dropped because he also has a insurance pollicy on his busness which he can't lose. and he is also worried he will have a hard time finding a new company willing to insure him.
Is it possible to finance a new vehicle and only maintain liability insurance in Ohio? I am looking to purchase a new vehicle in the near future and I am unable to afford the high costs for Comprehensive and Collision Insurance of a newer model vehicle at this time. I was hoping that there would be a way that I could only maintain liability until I am able to afford full-coverage.
RC book and vehicle insurance missing, what to do? Bike's RC book and insurance missing, what to do? I live in Chennai, Tamil Nadu, India. My bike's RC book and insurance papers are missing. What should I do now? While driving a bike, what documents I should carry with me?
Can you turn in the tags on a vehicle and then cancel the insurance? Can I turn in the tags on my vehicle and then cancel the insurance? I live in NC, and I'm not sure if I need any other forms or anything? I don't want to get slapped with a fine for something I was suppose to turn in with it.
Can an auto insurance company total out a vehicle even after they approved of the auto body work to be done? I have to pay out of pocket for another persons car that I damaged. The thing is, I don't want the insurance company to put in thousands of dollars in repair and then turn around and decide total it out. That would mean I'd not only have to pay for another vehicle, that I'd have to pay for the work that was done on the original car as well. Is this fair ! or do they decide to total it out before even starting the work?
i have a salvaged vehicle is it wise to keep collision insurance? according to most insurance agencies if your vehicle is in an accident it is valued by kelly bluebook. a salvaged vehicle has no value according to kelly (and others). If that is the case if my car gets totalled would there be any payoff ? Im wondering if I should pay an extra 600 a year for collision if it is not going to do me any good. Thanks in advance
Is your U.S. vehicle insurance valid in Mexico? My family is planning on going to Mexico on last minute trip. We are driving and I am curious is my vehicle insurance valid in Mexico in case I get in an accident?
Vehicle Insurance question PLZ help if you have input? Heres the story: I woke up to go to work one morning and my car wasnt there. I made sure nobody was screwing with me first then I called 911 to report my car was stolen. They ask me all sorts of questions and then tell me they found my car overnight parked at a street light in the middle of the road. They said the keys were found in the ignition and it was reported abandoned. The police department had my vehicle impounded. So I went to pick up my truck at the impound yard. It wouldnt start. The engine was fried and blown. My insurance company sent a man to look and asses the truck. He said my oil pan was cracked and they prolly ran it with no oil causing it to blow. My insurance company says that it was poor maintanance that caused my engine to blow, not the car being stolen. The body shop my vehicle is at says they hit something causing the crack. My insurance company wont repair my vehicle. Is their any more action I can take? what can I do? The keys in the ignition were a spare set that I lost almost 2 years ago.
How do I handle insurance etc. when selling a vehicle by owner? I live in Michigan and the buyer is coming from Indiana. Should I cancel my auto insurance before the buyer leaves with the vehicle? What if the buyer dosn't have insurance for it yet (and can't get it today, because it is Saturday) and asks me to wait till Monday to cancel my policy on the vehicle? What about registration and sales tax?
Vehicle insurance question. If you can help PLZ read? Heres the story: I woke up to go to work one morning and my car wasnt there. I made sure nobody was screwing with me first then I called 911 to report my car was stolen. They ask me all sorts of questions and then tell me they found my car overnight parked at a street light in the middle of the road. They said the keys were found in the ignition and it was reported abandoned. The police department had my vehicle impounded. So I went to pick up my truck at the impound yard. It wouldnt start. The engine was fried and blown. My insurance company sent a man to look and asses the truck. He said my oil pan was cracked and they prolly ran it with no oil causing it to blow. My insurance company says that it was poor maintanance that caused my engine to blow, not the car being stolen. The body shop my vehicle is at says they hit something causing the crack. My insurance company wont repair my vehicle. Is their any more action I can take? what can I do? The keys in the ignition were a spare set that I lost almost 2 years ago.
insurance company claimed my vehicle as a total loss. how does this affect my credit? i was involved in a one vehicle rollover accident. no body else involved, thankfully. the insurance company deemed my vehicle a total loss. will this hurt my credit? also, how long should i wait to purchase another car?
Vehicle Insurance question PLZ help if you can? Heres the story: I woke up to go to work one morning and my car wasnt there. I made sure nobody was screwing with me first then I called 911 to report my car was stolen. They ask me all sorts of questions and then tell me they found my car overnight parked at a street light in the middle of the road. They said the keys were found in the ignition and it was reported abandoned. The police department had my vehicle impounded. So I went to pick up my truck at the impound yard. It wouldnt start. The engine was fried and blown. My insurance company sent a man to look and asses the truck. He said my oil pan was cracked and they prolly ran it with no oil causing it to blow. My insurance company says that it was poor maintanance that caused my engine to blow, not the car being stolen. The body shop my vehicle is at says they hit something causing the crack. My insurance company wont repair my vehicle. Is their any more action I can take? what can I do? The keys in the ignition were a spare set I lost almost 2 years ago.
Can I Drive A Vehicle On Fleet insurance? Can a business with 10 vehicles allow any employer with a driving licence to drive them. if so is their a special licence the business must have with the insurance.
Can anyone reccomend an auto insurance to cover my vehicle while visiting Mexico? I have Progressive , but they will only cover 20miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if anyone can refer me to a legitimate auto insurance for taking your vehicle into Mexico. Please give me any you know of either by website, or phone number, or even by name and I will look up the rest. Thanks
Vehicle Insurance Survey4? 11) Please mention your agreement level with the following statements 1) Strongly disagree 2) Disagree 3) Neutral 4) Agree 5) Strongly Agree Statements12345 My insurance company settle claims faster as per my expectation My company introduces different product to my requirement My insurance company does not settle claims as per my expectation 12) Please mention the level of satisfaction with the following features offered by current insurance company. CriteriaHighly DissatisfiedDissatisfiedNeutralSatisfiedHighly Satisfied Cost Brand Referral Hassles free claims Bonus rate Ease of purchase Return fee Professional advice Linked with another product Choice of selecting your own service centre 13) How many years you have been using your vehicle (i) Less than 2 YEARS[ ] (ii) 2-5 YEARS[ ] (iii) 5-10 YEARS[ ] (iv) MORE THAN 10 YEARS[ ] Please fill Vehicle Insurance Survey5
Vehicle Insurance Survey? 1) Please mention the Number of Two wheelers in your family 1[ ] 2[ ] 3[ ] more than 3 [ ] 2) Please mention the Number of Cars In your family 1 [ ] 2 [ ] 3 [ ] more than 3[ ] 3) Please mention your agreement level with the following statements a)Strongly disagree b) Disagree c) Neutral d) Agree e) Strongly agree ->Insurance is a vital way to protect my possessions ->Insurance is a constraint due to its mandatory nature 3. How often you come across the advertisements about Insurance in Television Frequently [ ] Very often [ ] Sometimes [ ] Always [ ] Never [ ] Please search for Vehicle Insurance Survey2 and answer for my friends project
Vehicle insurance type? Which is the following is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident? A. Collison C.Comprehensive D. Deductible I thought that this answer was B Liability. But i am very confused on it. Thanks for the help!!
Vehicle insurance lapse? I forgot to pay my vehicle insurance for a year. is it possible to obtain a new insurance for my bike. my previous one was with new india assurance
Vehicle Insurance policy insurer? Hi... i have a question about a problem that i'm having. I recently got in a car accident with a driver from the new jersey stat. i wish to find the insurance company who insured the veichle who crash my vehicle. i have a police report which states the Vehicle number and the vin number is that helpful.
My Massachusetts motor vehicle insurance carrier is terrorizing me, please help.? I was involved in a rear-end motor vehicle accident in Massachsuestts one month ago. The person who crashed into me from behind is from Massachusetts and owns the car that rear-ended my car. Both cars had insurance. The defendant's insurance company has already accepted 100% liability for the accident. The problem, however, is my own insurance company is investigating my claim! I did nothing wrong. My own insurance company recently had me undergo an examination under oath in the office of the law firm that they use to represent them. 'During the examination, the attorney showed my a copy of my criminal record (which had nothing to do with my accident). My question is-----isn't a person's criminal record private? How can an insurance company simply get a person's criminal record when (a) it had nothing to do with the accident and (b) no lawsuit has even been filed. Isn't this an invasion of my privacy since i never consented to them having it, yet, they got a copy of it. Please help
health insurance and vehicle insurance in U.S.? Hi, I have heard that in U.S. getting health insurance and your vehicle insurance is mandatory and not your option/choice. Is that true? If yes, what is the rationale behind government enforcing this on citizens? Thanks,
vehicle insurance question? If I make a buisness delivery in my personal vehicle and have an accident, will my insurance cover me?
vehicle insurance question? If I make a buisness delivery in my personal vehicle and have an accident, will my insurance cover me?
vehicle insurance question? does anyone know if car insurance would cover a lightning strike to a vehicle?
vehicle insurance question? If I make a buisness delivery for my employer in my personal vehicle and have an accident, will my insurance cover me?
No Vehicle Insurance Verification? Is there anyway to turn someone in anonymously that does not carry insurance verification in on their vehicle? I don't know if that is something that the police would actually go find someone for. I know that if she gets pulled over or has a wreck, the police will obviously find out but will they do anything if I turn her in?
Should parents help out with a vehicle/insurance/gas? I am 16, and do not have a drivers license yet (will in Dec). I work at home doing work for clients online, and help out with my dad's self-run internet software business. Right now, I am required to pay for my vehicle, gas, and insurance. My parents say this is so I will value driving and my vehicle before. I am financially responsible, and work hard for my money. I paid the $310 for driving school from money I made off of a website I did for a client. When I can get a license, I plan to get a vehicle, and will have about $8000 in money that I've earned from online business. I swim competitively, and will be driving about 20 miles every day to get to the pool, then 20mi to pick up my bro from tennis the other way. I am still required to pay for it all. Is there a way I can talk to my parents to help me out with a vehicle, insurance, or gas? Is there a reason they should help out? It seems most of my friends get some of it or all, but I don't want to use that excuse. Thanks! By the way, I respect my parents decision to do this - it can really help build my appreciation towards driving and owning/operating a vehicle - I am just hoping for a little bit of help. If not, then I just suck it up and be proud for what I've got.
Iowa state residents only, please... (vehicle insurance)...? I have a friend that came from Iowa and as I understand it, she claims that a vehicle being over so many years old does not require insurance. So, she comes to the state of NY and I'm inclined to believe that this is not recognized in NY and that all vehicles in the state of NY should and will be insured regardless of which state it's from. Please give me some info on this before somebody gets killed.(like children ??...) mainly the ones that I care for.
i am 18 years old. I want to improve my credit score by buying a vehicle. INSURANCE PROBLEMS!!!!!? I know ican get approved for a vehicle but insurance for a teenage male is un-godly cheapest is 650 a month, is it possible to buy a vehicle in my name, but have insurance over it under my fathers insurance policy?
If I have a valid PA license and a suspended NC privilage how can I buy a vehicle/insurance in NC for use inPA Trying to get to classes in PA. My PA license is valid but privelage in NC is suspended. I am living in NC but a resident of PA. The car I am purchasing needs titled in NC, and my father is willing to title it for me because you need a valid NC drivers license(which they are residents of NC). 1. I never have had a valid nc license and 2. my privilege is revoked in NC. Problem 2 is getting it insured. I can be added to the vehicle as a driver but I am afraid of alerting red flags to the state that I will be driving the vehicle. My insurance company is located in PA, would they insure me under this car if it is a NC title? NOTE MY PRIVILEGE IN PA HAS NOT BEEN REVOKED. THE DRIVERS LICENSE COMPACT DID NOT WORK ITS WAY TO PA SOMEHOW. I HAVE CALLED THE STATE AND I AM STILL AUTHORIZED TO DRIVE.
vehicle insurance sellers.. how do i become one? iv been thinkin i want to sell insurance for commercial vehicles...do i need to take any courses??? how do i get closer to getting this job and being qualitfied??? what looks good on a resume to an insurance company?
If I take out vehicle insurance through AARP, will I have a hard time being compensated if I ever have a claim I am tempted to check into AARP insurance for my vehicles, it's through a reputable company, Hartford, but I am concerned about if there would be any problem filing a claim and being compensated if the need ever arose. Right now, I have insurance through a local company, and I know the agent personally, who I can holler at if need be to get a claim satisfied, but dealing with a large national company makes me wonder if there would be any problem satisfying a claim. Anybody out there had any experience with satisfying a claim through AARP with Hartford ins. I appreciate any input. Any other input would be helpful also, thanks.
Liability insurance on a financed vehicle.? so back in July I got a used vehicle from the dealership I had just started working at. When it came time for proof of insurance I gave them my insurance card and thery made a copy and that was that. Well last week I was in an accident which totaled the car. Now I realize I was supposed to have full coverage on the financed vehicle, and the insurance refuses to take the blame. They never asked when we added the car to the policy if it was being financed or not, as well as the lender Chrysler Financial never verified that the vehicle had insurance at all. What do I do? I have a totaled car that can't even be sold for parts because I owe close to 7K on it, I am unable to drive it. Who's fault is this, no one verified that there was full coverage on the car, and I have to keep paying on it? should I get lawyer?
Car crash without contact with other vehicle - Liability insurance only? Someone cut me off yesterday and I crashed my car into the curb and hit a Stop sign. I have liability insurance only. There was no contact with his vehicle but there are significant damages to my car. Nobody was injured. Is the other cars' (that cut me off) insurance company liable to pay for my damages even though there was no contact? The police did not write up a ticket or make a complaint since we had already exchanged insurance information, no one was injured and he (the other driver) agreed that it was his fault and readily gave me his insurance information. Any help on how I should go about claiming damages is appreciated.
Use of vehicle for insurance premiums? Auto insurance companies always ask what is the primary use of the vehicle-commute,work,school,pleasure, etc. What is the best answer to get lowest premium? the "pl" is pleasure, yahoo shortened it for some reason
Which vehicle should I buy? Considering hybrids, miles per gal, initial vehicle cost, insurance, etc...? We need a vehicle, and with all the options available now, I'm having a hard time determining overall cost for owning and operating a traditional car compared to a hybrid. The new 2008 Tahoe Hybrid costs $50,000 but will it save me a ton of money in gas compared to a non-hybrid SUV that might cost me 35,000? We need seating for 6, so I'll consider any vehicle with that capacity, but really don't like the gas mileage of most SUVs, especially now with our Explorer - terrible gas mileage. If you consider the overall expense of the initial purchase, gas price, insurance, repairs, is a hybrid really saving me that much that I should pay $50,000? Any suggestions for cars that seat 6 would also be appreciated. Obviously, I'm trying to find the lowest operating costs. Thanks!
Motor vehicle insurance claim under indian law? My friend recently i.e., about 3 months, bought a TATA Indica 2005 model car second hand. He got the registration transfered into his his name but did not intimate the change of ownership to the Insurance company. Today the car that was kept under thached shed reduced to metal skeleton due to fire accident. My question is since the insurance policy as on today is still standing in the name of previous owner... will non-intimation of change of ownership affect my friends chance of claiming insurance? are there any decided case laws on this aspect? Pls. Help with advices. hi dear Mr. unknown what you say is true only in case of third party liability not to own damages - in my friends case the company refused to cover damages for the non-compliance of intimation of change of ownership.
License was not in hand while driving an Unregistered vehicle with No Insurance and Fictitious Plates. Help? Hello, I am a resident from NJ. I am 18 years old and got pulled over for having Fictitious Plates but at the same time I did not have my license on me. The car was not insured or registered. It's my first conviction and I have been given about 4 tickets which include Fictitious Plates, Unregistered Vehicle, No Insurance, and Failure to Exhibit D.L. I have court dates within 2 weeks. I was wondering if anyone could tell me what to expect. Thanks.
Vehicle Insurance coverage? Whats the difference between a 'First Party' and 'Third Party' insurance?
Vehicle Insurance Question..how long should I wait?? My insurance company started my claim on May 30th...how soon should I buy my new car? They said that they have everything they need from me...
If a parenting plan states the father has to provide full coverage insurance on a vehicle in his ex-wives name and it's for their son, AND the vehicle is paid in full, can he pay liability only? Can she FORCE him to continue full coverage if she owe's nothing on the vehicle? The insurance is going to be $240 a month!
I met with an accident.i am at fault.I do not have enough insurance to cover the other persons vehicle? I met with an accident.i am at fault.I do not have enough insurance to cover the other persons vehicle.His insurance company is going to pay the full claim from him.My insurance company will pay only the limits to his insurance comp.And the extra amount ,I have to pay is around 19000$ which I won't be able to pay.Any way I can handle this situation? Hi...Thanks for the answers.If the other insurance company is suing me before when they wil sue me?(months,days?)
Please help me understand Canadian vehicle insurance stuff!? Hello, I recently bought a new car and am in need of insurance. Thing is, I don't understand insurance! If someone could please give me a breakdown of how insurance works and certain parts of insurance I should have opposed to parts that aren't necessary. Whats liability? Third party liability? Collision? Comprehensive? Any links would help as well. Thanks,
Will my insurance cover my business vehicle? I purchased a car for my business. I had no credit for my business (inc.) so I had to cosign for the vehicle and get it on my credit. When the vehicle was insured I used my personal insurance. If I get into an accident, will my insurance cover it? I believe the vehicle is registered to my business
What kind of vehicle would have the cheapest insurance? I need to buy a new car, and have pretty high insurance. I was wondering what types of vehicles would have the cheapest insurance for a newer car (2000+)
vehicle insurance catagories? which are more expencive to insure
is the vehicle insurance laps if tht claimed for small damage to the vehicle? i mean is the single insurance c CLAIMS FOR NO OF TIMES ?????????
Vehicle collision during insurance payment lapse..? I was driving a friend's car, hit by another vehicle, then learned my friend's husband had (accidentally, I assure you) failed to pay the auto insurance bill. As the uninsured driver, I am liable for the damage to both cars by CA law. I had no reason to suspect that I was driving an uninsured vehicle and would not have done so had I been aware of the situation. My friend is paying for the damage to her car (minor- the bumper had been ripped up, but no body work needed), and I was sent a bill for the damage to the other (considerably worse). I certainly don't have the money for this, but the other driver's insurance won't pay for it, nor will my friend (I'm only slightly bitter considering I'm broke, she's loaded, and I was doing her a favor when this happened. Meh). Anyway, am I legally responsible for this? The accident wasn't my fault and I didn't know I was driving uninsured. I was driving a friend's car, hit by another vehicle, then learned my friend's husband had (accidentally, I assure you) failed to pay the auto insurance bill. As the uninsured driver, I am liable for the damage to both cars by CA law. I had no reason to suspect that I was driving an uninsured vehicle and would not have done so had I been aware of the situation. My friend is paying for the damage to her car (minor- the bumper had been ripped up, but no body work needed), and I was sent a bill for the damage to the other (considerably worse). I certainly don't have the money for this, but the other driver's insurance won't pay for it, nor will my friend (I'm only slightly bitter considering I'm broke, she's loaded, and I was doing her a favor when this happened. Meh). Anyway, am I legally responsible for this? The accident wasn't my fault and I didn't know I was driving uninsured. Also, I don't have a car and so have no insurance of my own. No police were involved. Blech. Thank you for your responses. To clarify, no police were involved, so nobody has been found legally at fault as of yet, however the other driver was going twice the speed limit and rear ended me because she didn't see a stop sign I had paused at. I don't doubt that she is at fault and believe her insurance should pay. I don't have a car and therefore don't have insurance, so that rules that out.
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