Auto Insurance Knowledge Base
Auto Insurance? I recently bought a car and I have no idea what auto insurance is good and has great deals. Can anyone help me? Keep in mind I'm on a budget. Does anyone know what is a good company for me?
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor? I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.
How does auto insurance work when you "loan" your car to another? I have been thinking of "loaning" my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let's say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself and the car or does it fall upon me and my policy? My father has an excellent driving record and so do I.
How would auto insurance company know if I am unemployed? I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don't tell the insurance company that I lost my job. How will the insurance company know if I am working or not?
Can you resume your auto insurance policy one it was canceled? Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn't using the car so I didn't need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don't want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.
How do modifications effect auto insurance? I've heard that "performance" modifications can void an auto insurance policy. Is this true? If so, what is considered a void worthy mod? I know that my coverage will only replace the parts to stock. Also, I'm planning on the following: CAI, headers & exhaust, short shifter, big breaks, ECU programing. When my shocks are due to be replaced i'll probably take the opportunity to ride lower.
How do I know if my auto insurance company is frauding my? My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit? My main problem is not the rate increase. The insurance company received my payment on time. But, they did not POST it until a few days later. sometime in this period of a few days, the DMV audited the insurance companies system and decided this was a lapse I guess. I had to give the DMV 500.00 or lose my registration. This was 6 months ago. It took us 4 months to get the insurance agent to tell us what really happend (they are good at the runaround game). They said that they had sent the paperwork to the DMV and that we should be getting our check in 30 days as the insurance compay was at fault. This month my insurace is 100.00 more and I called the DMV and they recieved the paperwork, but not a follow up call they were supposed to get. Since I called them, I personally was able to give the OK to send the packet to the refund department. My insurance company says that the extra 100.00 is for "reinstatement of coverage", coverage I never lost in the first place.
Am I required to get rental car insurance if I don't have my own auto insurance? I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise? If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?
How much auto insurance do I need if I own a home and some other assests? My auto insurance company told me that if I'm in an accident and I don't have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need and can I really lose my home if I don't have enough? and how do you collect from someone who doesn't have any insurance? It seems stupid to carry uninsured insurance if I can sue someone for damages.
Is it possible to get auto insurance for a short period? Is it possible to get auto insurance for a short period? I need to get auto insurance for my vehicle just so I can get a movers permit for one day. The problem is that I don't want 6 months of insurance nor do I need the car to be insured for more then a day so I can just have it transported. Is there anyway to a days worth of auto insurance?
Why are auto insurance companies allowed to get away with such criminal practices? After moving into inner Atlanta because I've grown tired of a completely car dependent lifestyle, my auto insurance went from 70 dollars a month to nearly 160 based solely on my location. Not only is this unfair and stupid, it seems to me to defy logic. I would think the suburban commuter who is spending lots of time in his car every day is more prone to claims than me, who barely has a reason to use my car anymore. Ridiculous. Clarification: We're talking state minimum coverage here, so I wasn't covered for theft in the first place.
How can I get my auto insurance to pay for medical treatment two years after accident? I was treated right after the accident for whiplash. It's in my medical records but then was unable to go to treatment for some time because of other problems but injury got worse now the chiropractor won't work on me because he says the insurance company won't usually pay after this time loss. Also the auto insurance company won't preauthorize treatment and I can't afford the $30 a visit co-pay required for using my health insurance. I'm on Social Security.
Will auto insurance companies try to lapse you if you leave them? I heard that auto insurance companies will cancel your policy, causing you to lapse, if they find out you are leaving them, is that true? I am planning on buying a new auto policy this week that will go in effect on Apr 1 and faxing in my request to cancel my current policy on that same day, am I safe?
What would lawyer costs for an auto insurance company be? I'm trying to work out a settlement with the auto-insurance company over an injury that happened last December. They're offering $3,500, but we want $5,000. I was wondering how much it would cost them in legal fees, and lawyer costs if we were to bring this to court. It could help in our bartering if we know they'll be saving money just settling. Thanks.
What are some inexpensive, yet reliable auto insurance companies? I need a new auto insurance company, Allstate just raised my rates through the roof. But I don't want it to be an unreliable company that will drop me for one little crack in my winshield. State Farm and all those companies are too expensive for me (I am a teenager and work part-time). I live in CA. Any suggestions?
How do I make an auto insurance claim for scratches through auto owners? I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel. The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take pictures of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.
What are the names of some small auto insurance companies in Pennsylvania? I am not interested in big companies like Geico. If you have a policy with a smaller auto insurance company and you have a good experience with them I would appreciate the information. Thanks in advance. P.S. Also, I do not need websites that provide you with a number of quotes because after you submit your info to them you cannot get rid of agents calling you for the next couple of weeks.
What to do when my auto insurance has been lapsed for 3 weeks? My auto insurance was cancelled as of December 3 due to nonpayment. I want to get insurance with a different company in the next week when I get my next paycheck, will the new company I sign up for know it has been lapsed for a few weeks? This is the first time I have ever let this happen so I have no idea what to expect.
What auto insurance company has policy numbers like this.? Recently got into a minor accident and forgot to take down the name of the other party's auto insurance. The policy number has a format of ###-######-10/18. Calls to their phone number are also not being answered so any help would be greatly appreciated. Also, this occured in Los Angeles and the car had a CA plate as well if that's any help.
How can I get auto insurance for a car not in my name? I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.
When Changing auto insurance company, do they ask me to go through inspection on my vehicle? I'm thinking about changing my auto insurance company soon. I'll probably go to online to get a quote and the insurance. When I looked through all the questions they ask for the quote, I noticed that they ask if there are any damages on the vehicles. (There are few scratches here and there on my vehicle.) If I answer that there are, they would ask me how did it get them and tell me that I should report those accidents. But I don't want to report and I don't even want to fix them. Therefore, I know it's an immoral act but I want to answer that there aren't any damages. So here comes my question, After the applications and all, do the insurance company ask the driver to go through the auto inspection?
In what ways does buying a car affect auto insurance premiums? I'm looking at buying or leasing a new car and am wondering how that'll affect my auto insurance premium. Also, which features in a new car affect the premium. I've heard about red paint and sports cars causing higher premiums, but are there any other factors?
Which auto insurance companies will not cancel policy/raise rates if there is an accident? I am comparing prices for car insurance. I have had State Farm forever. After talking to them and asking them what I should look for when shopping for car insurance is a policy that wont cancel you or raise rates if you have an accident. We have made claims in the past (storm damage and I hit a tree stump - no actual vehicle to vehicle accidents) and our rates have not gone up. Do other companies do the same? What about Traveler's Auto Insurance?
What Auto Insurance Companies Service Is The Best? I'm researching auto insurance for my area so I can get a basic idea of who to look at for auto insurance quotes. I need a list of insurance companies that provide service to Oklahoma. It'd be more appreciated if it was a list of auto insurance provided to the Oklahoma City Metro area. Thanks in advanced people. God bless.
Is it necessary to hold on to old auto insurance bills? I switched auto insurance companies recently and I was just wondering if there is any reason at all I should keep my old auto insurance bills from the old company. I'm the one who HATES clutter and I want to get rid of things I don't need anymore. Thanks.
How soon do I need auto insurance after getting my Driver's License? I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?
What auto insurance company has cheap rates for adding a 16 year old first-time driver to an insurance plan? We live in Florida, and my son has just turned 16, He wants to get his licenses but we don't want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people saying that some auto insurance company's have very cheap rates for adding a first time driver. So if there are any other parents that know of a company that they use that is pretty cheap please let me know. Thank you. Yes we are planing on "adding" him to our plan.
What auto insurance company has policy numbers like this? Recently got into a minor accident and forgot to take down the name of the other party's auto insurance. The policy number has a format of ###-######-10/18. Calls to their phone number are also not being answered so any help would be greatly appreciated.
Why can auto insurance companies discriminate on the basis of age and sex, but not ethnicity or race? If you're a teenage male, you're doomed if you want to get auto insurance. You will pay exorbitantly more because the statistics say that you are more of a hazard. So you are not judged as an individual, but as a group of people. I'm sure statistics can also show that certain nationalities and races are worse drivers -- case in point: Asians. And I'm part Asian, so I can make fun of my own people. =) If insurance companies are always willing to discriminate on the basis of age and sex, why not race or ethnicity?
Can you resume auto insurance policy one it was canceled? Can you resume your auto insurance policy one it was canceled? ok it was canceled 7 months ago I wasn't using the car so I didn't need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don't want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.
How much auto insurance do I need if I own a home and some other assests? My auto insurance company told me that if I'm in an accident and I don't have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need and can I really lose my home if I don't have enough? and how do you collect from someone who doesn't have any insurance? It seems stupid to carry uninsured insurance if I can sue someone for damages.
What Auto Insurance Companies Service in Oklahoma? I'm researching auto insurance for my area so I can get a basic idea of who to look at for auto insurance quotes. I need a list of insurance companies that provide service to Oklahoma. It'd be more appreciated if it was a list of auto insurance provided to the Oklahoma City Metro area. Thanks in advanced people. God bless.
Why can auto insurance companies discriminate on the basis of age and sex, but not ethnicity or race? If you're a teenage male, you're doomed if you want to get auto insurance. You will pay exorbitantly more because the statistics say that you are more of a hazard. So you are not judged as an individual, but as a group of people. I'm sure statistics can also show that certain nationalities and races are worse drivers -- case in point: Asians. And I'm part Asian, so I can make fun of my own people. =) If insurance companies are always willing to discriminate on the basis of age and sex, why not race or ethnicity?
How do I know if my auto insurance company is frauding me? My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?
How much auto insurance do I need if I own a home and some other assests? My auto insurance company told me that if I'm in an accident and I don't have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need and can I really lose my home if I don't have enough? and how do you collect from someone who doesn't have any insurance? It seems stupid to carry uninsured insurance if I can sue someone for damages.
In what ways does buying a car affect auto insurance premiums? I'm looking at buying or leasing a new car and am wondering how that'll affect my auto insurance premium. Also, which features in a new car affect the premium. I've heard about red paint and sports cars causing higher premiums, but are there any other factors?
How much do you pay for auto insurance? I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras. I think this is a pretty good rate but wonder if others are paying more or less. How much are you paying?
Auto insurance company that wants me to pay upfront? I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a "reimbursement" check. I don't want reimbursed for something that their insured driver did to me! I just want them to cover all costs associated with the claim! What, if any, legal action can I take to have the matter proceed in my favor?
Why Defensive Driving Course Certificate can't be used to get an auto insurance discount in Texas? I passed this course in the middle of 2007 and got this certificate, but i can't use it as one of discount factors when i am gonna to buy an auto insurance. The licensed auto insurance agents told me that Defensive Driving Course Certificate can't be used to get more auto insurance discounts for Texas? Why? It's so weird. So, why Texans need to take that course besides for a court when i got a speeding ticket?
What homeowners and auto insurance do you recommend? I am shopping for homeowner's and Auto insurance. Progressive is the cheapest, and I like the fact that they cover pets that are riding in your car too. I am looking at them as well as Ameriprise, and Amica. Allstate and Nationwide seemed high, State Farm and Gieco will not give me Earthquake coverage which is a must. Thank you. Foamy
How soon after auto insurance claim do premiums go up? I am in the process of filing an auto insurance claim (it wasn't an accident, but I did cause some damage to my car due to icy road conditions; I hit a curb). Now, when do premiums usually go up? At next renewal, or immediately?
How much does your auto insurance go up after you get a traffic citation? After driving for nearly 14 years without an accident or traffic ticket, I end up getting two traffic tickets this summer. I was able to get one dismissed by going to traffic school, but the other one stays on my record for the next few years. My insurance agent told me that my rates will go up $600 per year for the next 3 years because of the ticket. Seeing that I pay about $1,400 each year for auto insurance (I bought a new car last year), the idea that my rates would jump over 40% because of one traffic citation seems a bit ridiculous. If any of you have had your insurance rates increase because of a single traffic ticket, how much has your insurance increased? By the way... If you answer, please say which state you live in. I live in California, so my rates are higher than most of the country. Thanks!
How to become an auto insurance adjuster? I live in Georgia, and wanting some details on becoming an auto insurance claims adjuster, I currently work for an towing company have some experience in vehicles. also, how much money do they make?
What are some inexpensive, yet reliable auto insurance companies? I need a new auto insurance company, Allstate just raised my rates through the roof. But I don't want it to be an unreliable company that will drop me for one little crack in my winshield. State Farm and all those companies are too expensive for me (I am a teenager and work part-time). I live in CA. Any suggestions?
How do mexicans look for auto insurance in Mexico? When you live in Mexico, do people use yellow pages, local independent agents, online websites..how do they go by buying auto insurance? Also, what is their biggest problem when coming to the usa and looking for auto insurance, aside from the language barrier?Are the coverage similar, do they have a trust problem, etc..what would be the most helpful thing a US insurance company could do for them? Thanks for your help.
Who is a good auto insurance broker in Chicago? I want to get the contact information of a good auto (and perhaps renter's) insurance broker. I want somebody that is independent and shows all the companies at once for me. They have to be authorized to sell in IL.
What is the bare minimum for full coverage auto insurance? I live in Idaho. I have not yet payed off the auto loan so I'm required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, and it is always slightly higher than what I have now. However, that might be because I am opting for coverage I might not need. So the question boils down to, what is the bare minimum requirements for "full coverage" auto insurance in Idaho?
Why does my auto insurance keep going up? My auto insurance premium seems to keep increasing. I drive a 2001 Nissan Altima and I'm paying over $250 a month. I have no accidents or speeding tickets on my record. My friend has a 2007 Pontiac G5 and he is paying $170. We use the same insurance company. This makes no sense to me. What seems to be happening? I might also add that I live in Massachusetts and because we like to set ourselves apart from the rest of the nation, the state, rather than the insurance companies regulate the rates.
Where can I find an auto insurance contract? It's for a homework assignment. I have Googled it, Yahoo'd it, been to every company's web site I can think of. Anyone have any ideas? I just need a sample auto insurance contract. LOL! Thanks so much, but I am 44 and my father is 79. We are both insured by the same company and that won't get it in this case. Thanks for taking the time to help though. :-)
auto insurance ??? who do auto insurance companies answer to? Auto insurance is a state requirement, but if an Auto insurance company makes a mistake of some sort who are they responsible to? everyone answers to someone... back in May we dropped one insurance and went to another one... we had 2 cars one on each policy.. and it just made sense to switch... the company we were dropping would not drop us until we faxed them the new insurance policy card and we did .. what we never noticed was the date on the new card was WRONG.. Now we have to pay for a lapse of 44 days because of their mis print...I think THEY should "pay" for thier computer glitch!
How much would the auto insurance go up if I got my drivers license? Im about to turn 17 Im not going to get it right now but during the summer when I am 17. And I want a car but my mom says that its too expensive. I wouldnt ask for a car if i didnt need it but I need it for this program at school starting next year that I want to take. So I just want to know How much would the insurance go up. We have farmers auto insurance. so please tell me asap < = \
Auto Insurance......? So, recently I've been looking around for auto insurance.......I haven't had insurance within the past 30 days, and have had one minor violation(speeding) within the last 3 years.... the cheapest quote I've received is from Esurance. Has anyone had any experience with them? Good or bad? Also, any insurance companies you would reccommend that will give you insurance without having prior insurance for more than 30 days? Thanks :)
How is my auto insurance effected in NJ? We live in NJ. Recently I recieved a 4 pt ticket in South Brunswick (67 in 55 zone). My wife already has two tickets in the last 18 months. A 2 pointer and a no point citation for unsafe operation of vehicle. How will my auto insurance effected? Since this makes 3 offenses in last 3 years, are we in danger zone?
Auto Insurance? Why cant we have insurance on Auto Repairs. Where we pay a co-pay (like health insurance) or deductible and the auto shops are regulated by the insurance companies. We would pay more for cars that need more repair. Wouldnt it make automakers more interested in making a better car?
which make and model of car/SUV is the cheapest on auto insurance? I need a new car, but I don't want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?
Auto Insurance!? i Have MetLife auto insurance at the present time, and i have a payment every other month. They have been sending me monthly bills the same price as my Bi-monthy bill. I have been given the run-around in other ways from them as well. Any suggestions for Auto insurance providers, for I am thinking of switching!
Auto insurance ? I need to renew my auto insurance, witch auto insurance co. are good or bad and why.
auto insurance? I just found that my auto insurance policy had been expired. ( I am too careless :( ...) .. Meanwhile, I tend to sell my car within 1 month. Do I have to present a new auto insurance card to the AAA service specialist while ceding my car to the buyer? The reason I mentioned AAA is that there is a AAA service center provide the ceding service for us in my town. That’s why I say it in that way! I am an international student and do not know too much about the whole things. That’s why I ask for help here. Thank you all nice guys.
Auto Insurance? Can a single, unmarried, never been married before man, with no children be a named insured on an auto insurance policy? Can a single, unmarried, never been married before man, with no children be a named insured by himself on an auto insurance policy?
auto insurance? I recently got Auto insurance thru Progressive on March 23. And They were supposed to withdraw the money directly from the bank according to the agent. I already have my insurance card saying I have it for 6 months starting from March 23 to September 23. But they have not taken any money at all. And I haven't gotten any notices about not them not getting any payments. Has anyone else had trouble with progressive Insurance?
auto insurance? which auto insurance should i get for my 2005 chrysler sebring? i have farmers but its so freaking expensive! i pay 200 dollras every month and i know theres people who pay less i wanna know which insurance would be cheaper? but i want full coverage and everything.
auto insurance? insurance is a subject matter of risk but the risk is variation among the flight, rail & road risks. In flight & rail risk the award of death is subject to the limited amount of compensation, whereas there is no limit of compensaation in road accident risk. Why this variation of the risk amoung these three risks. The Indian government has to take a decision in the house of parliament, in these road accident death risks is a subject matter of maximum limit of compensation for any death or grevious hurt of the passenger/third person in any road accident. This may very effect for control of losses in the auto insurance field. This is the basic responsibility of each and every person of the pedastrains including the owner of the vehicle.
auto insurance? My dad has my car and his car on his policy, I am currently in school and do not drive my car because I live in a dorm and no cars are allowed. I am not a driver listed on the policy and the insurance company wants to add me as a driver which is going to double my dad's policy. Is there any other type if auto insurance would just cover me as a driver for any car I use? Any suggesstion??? Help
auto insurance? I have Erie auto insurance and its full coverage on my truck, i recently was driving a family members car and hit a ploe lol anyone got a quick answer to will my insurance cover me in another car? dont want it to make her insurance go up
auto insurance? who would be the best company for me to go with for auto insurance on a 2008 mustang GT Coupe Premium? i plan on getting it in june and i'll be 18. i have had two tickets, one for speeding (but its not on my record) and another for failure to yeild at a stop sign (which resulted in a wreck) does anyone know the approx. price i'll be paying for car insurance with these facts? or which company i should go with? im a girl.
Auto Insurance?? I was just wondering what people thought is a good price to pay monthly for auto insurance? I went to Progressive.com and saw they have different plans available...I went with one that looked like it had a bunch of things and was around 94ish dollars a month...couple of questions though What is the average you think I should pay? (No traffic violations in the last x amt of years, not since 98, fyi) Also, do you think its worth it for more fuller coverage if I'm going to actually own the car outright and not make payments? Is it worth it to select the rental insurance as one of the options? I don't know anything about what I should get, any help is appareciated!
Auto Insurance? I had a period of one week in this year 2006 where I did not have car Insurance. Becoz my mail got lost and I could not renew it on time. How is this going to affect my history, If I go to get a auto insurance policy from another company. Please let me know, Thanks in advance.
auto insurance?? im paying too much for my auto insurance and im just wondering if i can put my mom as the only driver. that will reduce a lot of monthly payment. the car is under my name but its just too much money to pay insurance..... is that legal?
Auto Insurance? How many months can u go wothout auto insurance, before ur drivers license gets suspended?
Auto insurance? what is the average Auto insurance for a 16- year-old female in Kansas? a friend of mine wants to know..... price per month i mean.... :) lol
Auto Insurance? Can a person have auto insurance in one state but live in another?
Auto Insurance...? I am currently paying $144 a month (for 9 months) for auto insurance. I am on it as well as my fiancee. She has not been driving for 7 years yet, and it is a brand new LEASED Honda 08' Civic. Neither of us have any marks at all on our driving history. My question... is this a good price? We are in Massachusetts. Thanks for your future help!
auto Insurance? we have 2.2003 cars and they are both financed through banks. My Husband was in a auto accident yesterday, And my insurance company told me that I do not carry collision on my policy. What do I do??????
Auto Insurance? I'm 16 and my family is going to be getting another car soon that I will be driving. We have metlife auto insurance, and I wanted to know if they would have to add extra coverage for me (a 16 year old male) or would their policy cover me under an umbrella? They have full coverage. I'm kind of confused about how exactly it works. I just checked the Metlife website again and I found a part where it says that all family members are covered under the insurance. But that you have to notify them when a new driver is driving the car. So if we notify them how much would the insurance go up? (If at all) What would happen if we never notified them and I got into an accident?
auto insurance? CAN U GET TEMPORARY AUTO INSURANCE.. LIKE ONLY FOR A FEW DAYS.. IF SO.. WHERE?
Auto Insurance? Does anyone know a super cheap online auto insurance company that offers full coverage?
Auto Insurance? What Auto Insurance company company does not base your rates on your credit score?
auto insurance? Do auto insurance companys charge you more if you are insuring a car with a salvaged title?
Auto Insurance? For the average person (young adult), what is the difference between the cost of auto insurance for a coupe and sedan? For example, a honda civic coupe and a 4 door sedan?
Auto Insurance? Im 17 and have ahd my liscence for less than a year, and auto insurance companies want,like,an arm and a leg from me. Does anyone know of a reasonable place that i could go? Thank you
Auto insurance? Please post some useful inforametion about the auto insurance...
Auto Insurance? Hi!I need an advice. I bought a new car last nov w/ a 3000 down. After 7 days, my sis &I got into an accident.Our insurance is 100/300/100 &I was under my dads insurance.I paid the deductible and the premium balance for 6mos. The car was declared total wreck. Now,mydad is asking me for 2400 for the difference. Is there such thing as difference? He's telling me that I need to pay this amount to the insurance. People keeps telling me that there's something fishy. Im not the policy holder so, when I called the insurance they're not entertaining my questions even though I'm the one who's paying them and involved in the accident. Are they really like that? The only thing that i asked them if I owe the insurance a certain amount (the difference), they told me that I dont need to pay anything anymore. Instead I'm gonna get a claim but my dad didn’t mention it to me. The difference that hes is talking about is CAR'sORIGINAL VALUE - DEPRECIATED/ ACTUAL/ PRESENT VALUE OF THE CAR AFTER 7DAYS.
Auto insurance? This question is in continuation of my previous question. As everybody agreed that after 3 years of an accident, that accident doesn't affect your insurance. I had an accident more than 3 years ago. I didn't have insurance during that period, now I am filling an application for a quote on insurance and there is a question in it that whether I had any accident during last 6 years. Should I mention the accident or not. whether insurance company will know in any case that I had an accident?
Auto Insurance? I'm about to purchase my first vehicle around April, but I'm looking for the right car insurance place. U have so many like GECO, AIG, State Farm, Progressive, Etc. I just wanted to know from those out there who already have a car and have car insurance, what made you chose that place for insurance? and would you say its better than the others u checked out first? i dont' know what to do, I'm a college student and i don't really get that many hours of work during the fall and winter semesters but i do in the spring and summer. PLEASE HELP!
Auto insurance? When someone has and accident and their car is total and they have full coverage insurance on the vehicle, does the insurance company only pay the blue book value of the vehicle to the lender? Does the insurance company pay you anything once paying the lender off? How does it really go when a vehicle is total?
Auto Insurance? I need to find someone online, i need insurance now but everywhere i go to want the Premium now and not in monthly payments..! Where can i go online that wont do that? I dont have the few hundred dollars right now but need insurance right now
Auto Insurance? My vehicle, while parked, was hit by a neighbor's car. The insurance company found them to 100% at fault. They have a $500 deductible - will they have to pay $500 towards my vehicle's repairs, or is it completely paid by liability insurance? Just curious, because I think these people are going to flip out when they see the body shop bill!
Auto insurance? This is a question that has been bothering me for a long time. 2 accidents I was involved in, but not found at fault for (as in 100% not at fault), happened in April 2004 and April this year 2006. In the first case a report was filed by the police and the second one not. Neither incident resulted in me or anyone else filing claims against my insurance company. My questions is, in applying for insurance with a different company, do they have to know about these accidents even though my current company didn't have to pay out any money? It isn't a question of how good a driver I am, I was just in the wrong place at the wrong time. Twice.
auto insurance????? I was just wondering what companies in nh offered insurance to teens. My little cousin is haveing a hard time finding anyone who will insure her without being on parents insurance. We live in new hampshire....so far all we have found is progressive
Auto insurance.? somebody hit and run me in the parking lot and dint leave any note or anything and there is no camera. the right fender has a big dent and the door wont open,if i report this to my insurance will i get an increase on montly payment? even tho its not my fault. My car is brand new got it 3 months ago and ha a full collision coverage insurance.
auto insurance..?? I'm trying to get just PL&PD, and the insurance websites are really hard for me to understand at the moment... I'm 19, just got my license, no experience on the road good or bad, good grades, and my car is a '96 Ford Taurus... about how much will my insurance be?? just a guess is what I want, and also if you have what company you got your estimate from, that would be really nice. Thanks :)
Auto Insurance? Yesterday at school me and a girl backed our trucks into each other. We were both parked behind each other in the school parking lot and backed out at the same time. She ended up pullin out faster than me and i hit the side of her truck with my bumper. It put a tiny dent into the side of her truck. She wants me to pay for her truck getting fixed, since nothing happened to my truck. I was just wondering what the insurance company would do.. cuz it was both our faults.. so would my insurance pay or would hers for her truck? Thank you for your help!
Auto insurance? I have a question and wanted to know what is covered under full coverage insurance. I bought a new car a 2007, a few months ago and I have full coverage of course. But how does it work if my car gets stolen, is the the insurance company going to give me the amount I paid for the car, because i bought the car through a bank loan for $18,000, or will they replace my car for a new one?
Auto Insurance.? Ok so im thinking of getting this 07' Pontiac G6 but i cant seem to find a insurance company with a quote lower than 300 mo. is there a insurance company / website that will give you quotes for several companies so i dont have to keep trying 5 diffrent ones ?
auto insurance? can u tell me if there is a site i can go to that will campare and find an insurance quote for my car that i am happy with, so i don't have to do the shopping myself. like..i select.com does for health insurance...i want that for cars
Auto insurance? My car was hit about a month ago and I'm still strugling with the insurance company. I was not at fault and my claim was denied because the insurance company can't get in contact with the policy holder (obviously doesn't want to take responsiblity). I think it's a bunch of bull---. Is this possible?
Auto Insurance? My brothers car was stolen from his drive way. Who ever stole it wrecked it. My question is will insurance still cover it even if he left the keys in it? They have comprehinsive coverage with a $500 deductable. He lives way out in the sticks and it isn't or should I say wasn't uncommon to leave the keys in your car and your house unlocked and such. He was getting ready to sell it. The person who wanted to buy it was in the process of getting it finaced. Any help?? Thanks in advance. He is on my mothers policy and she has had the same insurance company for about 10 years.
auto insurance? that does comp and collition mean ....what does each one stand for on the insurance market..i need help please
Auto Insurance? Does Progressive Direct raise insurance rates after your first accident
auto insurance? does someone know of a less expensive car insurance place in germany??
Auto Insurance? When a child is taking Driver's Ed ...and you are giving him extra practice time while you are in the car. Do you need to add him to your insurance?
Auto Insurance? I connected two wires together that I shouldn't have on the inside of my car accidentally. This started a huge fire and caused major damage. Will this be covered under my comprehensive through my insurance company?
auto insurance? i recently put my car in a collision shop and the collision shop says they need new parts for the car and the adjuster doesnt want to write the check. my car is old 2000 and the damage extends through the whole back and onto the side of my car. My insurance basically wants to pound out all the metal and bondal everything and just paint over whatever is damages(basically cutting their cost) is there anything i can do about it?i feel that my car deserves more than that i havnt had any accidents and 1 ticket through out my driving life.
Auto insurance? I had an accident with my vehicle. What is the difference between a mechanical incident and an accident which took place in the inside of the car. ex. firer? My insurance company will pay if it's an accident but not mechanical. What are examples of accidents? I believe I'm getting screwed around.
Auto Insurance..?? Can anyone tell me how much less would I have to pay on my car insurance when I turn 21..
auto insurance? car accident? hi, i got into an accident. and the police report says unit 1 and unit 2. who is usually at fault unit 1 orr 2. the cop said its the other persons fault. but she is saying to my insurance company that its my fault. the cop said it is her fault. anyways im unit 2 and she is unit 1. pls let me know who is at fault???
Auto Insurance? A friend of mine just got a quote for insurance of around 2400 per year. She has no driving record, drives a older car, is female, and past 35 years of age. Granted she lives in NJ. This cant be right. We can only come up with 2 possible reasons. First, she's only had a US liscence for a year a now. Second, her husband has a suspended Liscence. Is this normal?
auto insurance? i am 20 years old and i have had my license for 3 years and 6 months with no tickets and no accidents. i just got approved for a new 2007 mustang v6 (full coverage, its a loan). what is the cheapest insurance company i can go to? and how much will be my monthly payments? (i have poor credit as well)
Auto Insurance? I live in California and I got an Insurnace quote for a new car from a Insurence company that is out of state. Is there a difference between buy a out of state insurance policy vs. a policy from a compnay in cali?
Auto insurance? Is it true that after 3 years of having an accident, that accident doesn't affect your insurance monthly payments anymore?
auto insurance? If my car is regestered in CA but I go to school in NE, what state do I tell the insurance company? my permanant address is in CA at my parents house, but my car is parked in NE. Please help
auto insurance? does anyone know of a cheap car insurance place in germany??
auto insurance? that does comp and collition mean ....what does each one stand for on the insurance market..i need help please
auto insurance? I have a 01 impala. yesterday i was on my way home from church and went through a curve and some how lost control of the can and flipped! Had to get the car totaled from the site. Called my dad today and he said that there's on liability on the car. Can we get any money from the insurance company?
Auto insurance? Why would Safe Auto quote me at 280 a month for one person, one car with bare minimum state required coverage while Geico, Allstate, and Progressive quoted me at about 150 for 2 drivers and 2 vehicles? Full coverage including glass. under and un insured. Medical. road side assistance. How is that keeping you legal for less? I got a personal quote by calling all 4 companies. Not the online quote ball park form. Iunderstand how they base the price and all by my history. but come on. 150 or so difference in price. keeping in mind i only wanted bare sate minimum coverage with Safe Auto and full coverage including glass, under and un insured etc with the other companies. its almost like you pay LESS money for MORE COVERAGE and MORE money for less coveage.
Auto Insurance? How should I decide whether to buy liability only or full coverage for my 11 year old Toyota Avalon? I've seen a formula for this sort of thing but now I can't find it..
Auto Insurance? How should I decide whether to buy liability only or full coverage for my 11 year old Toyota Avalon? I have seen a formula for this sort of thing but now I can't find it..
Auto insurance question - this is crazy!!? * * Member since: July 17, 2007 * Total points: 92 (Level 1) * Points earned this week: * --% Best answer * letsroll S Auto insurance question - this is crazy!!!!? My husband and I have insurance through a nationally known firm. When my son got his drivers license (he is 17) our insurance doubled (I knew that would happen). He has since then had his license taken away for 6 months. When I called the insurance company to have him dropped from the policy they said there would be no reduction in our premium. I asked why and they said as long as he lives in our home it will stay that way. I said that is crazy, he HAS NO LICENSE!. They said as long as anyone lives in our home and has no auto insurance, they are an automatic risk for us, they may take one of our cars in an emergency situation. I have never heard of this. They said "Oh yes - if I came to live in your house and had no auto insurance, I would be a risk on your policy. I was like - well how would you know if someone lived in our house. Any advice? This is a Virginia policy. Sounds like we are being ripped off. $600 a month is too much for anyone!!
Auto Insurance? Yesterday at school me and a girl backed our trucks into each other. We were both parked behind each other in the school parking lot and backed out at the same time. She ended up pullin out faster than me and i hit the side of her truck with my bumper. It put a tiny dent into the side of her truck. She wants me to pay for her truck getting fixed, since nothing happened to my truck. I was just wondering what the insurance company would do.. cuz it was both our faults.. so would my insurance pay or would hers for her truck?
Auto Insurance? Does Progressive Direct raise insurance rates after your first accident
auto insurance? i recently put my car in a collision shop and the collision shop says they need new parts for the car and the adjuster doesnt want to write the check. my car is old 2000 and the damage extends through the whole back and onto the side of my car. My insurance basically wants to pound out all the metal and bondal everything and just paint over whatever is damages(basically cutting their cost) is there anything i can do about it?i feel that my car deserves more than that i havnt had any accidents and 1 ticket through out my driving life.
Auto Insurance..?? Can someone tell me how much less would I have to pay on my car insurance when I turn 21..
Auto Insurance? I live in California and I got an Insurnace quote for a new car from a Insurence company that is out of state. Is there a difference between buy a out of state insurance policy vs. a policy from a compnay in cali?
Auto insurance? Is it true that after 3 years of having an accident, that accident doesn't affect your insurance monthly payments anymore?
Auto Insurance? When a child is taking Driver's Ed ...and you are giving him extra practice time while you are in the car. Do you need to add him to your insurance?
Auto Insurance? My brothers car was stolen from his drive way. Who ever stole it wrecked it. My question is will insurance still cover it even if he left the keys in it? They have comprehinsive coverage with a $500 deductable. He lives way out in the sticks and it isn't or should I say was not uncommon to leave the keys in your car and your house unlocked and such. He was getting ready to sell it. The person who wanted to buy it was in the process of getting it finaced. Any help?? Thanks in advance.
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